Military Retiree Dental Insurance

If you are a military retiree who is looking for dental insurance, you have come to the right place. In this article, we will discuss everything you need to know about military retiree dental insurance. We will cover the different types of dental insurance options available, how to enroll, and frequently asked questions.

Types of Dental Insurance Options

There are two primary dental insurance options available for military retirees: the TRICARE Retiree Dental Program (TRDP) and the Federal Employees Dental and Vision Insurance Program (FEDVIP).

TRICARE Retiree Dental Program (TRDP)

TRDP is a voluntary dental insurance program that is available to eligible military retirees and their family members. The program provides comprehensive coverage for preventive, basic, and major dental services, including diagnostic and preventive services, restorative services, orthodontics, and oral surgery.

Some of the benefits of TRDP include:

• No annual maximum or deductibles
• No cost shares for preventive services
• Discounted rates for services provided by dentists who participate in the TRDP network
• Portable coverage

To be eligible for TRDP, you must meet the following requirements:

• Retired from active duty with a pay grade of E-1 through O-10
• Spouse or widow(er) of a retired service member
• Child of a retired service member who is under the age of 21 (or under the age of 23 if they are enrolled in college full-time)

You can enroll in TRDP during the annual Open Season or within 60 days of your retirement.

Federal Employees Dental and Vision Insurance Program (FEDVIP)

FEDVIP is a dental insurance program that is available to eligible federal employees, military retirees, and their family members. The program provides comprehensive coverage for preventive, basic, and major dental services, including diagnostic and preventive services, restorative services, orthodontics, and oral surgery.

Some of the benefits of FEDVIP include:

• A wide range of plans to choose from
• No waiting periods for preventive services
• Covers a wide range of dental services

To be eligible for FEDVIP, you must meet the following requirements:

• Be a retired service member or family member of a retired service member
• Be enrolled in a TRICARE health plan or have enrolled in one of the TRICARE retiree dental programs in the past

You can enroll in FEDVIP during the annual Open Season or within 60 days of your retirement.

How to Enroll

If you are eligible for TRDP or FEDVIP, you can enroll online or by phone.

Enrolling in TRDP

To enroll in TRDP, you can visit the TRDP website or call the TRDP toll-free number. You will need to provide your personal information, including your name, Social Security number, retirement date, and contact information.

Enrolling in FEDVIP

To enroll in FEDVIP, you can visit the FEDVIP website or call the FEDVIP toll-free number. You will need to provide your personal information, including your name, Social Security number, retirement date, and contact information. You will also need to select a dental plan and provide your payment information.

Frequently Asked Questions

Q: Am I eligible for TRDP or FEDVIP?

A: To be eligible for TRDP, you must be a retired service member with a pay grade of E-1 through O-10, a spouse or widow(er) of a retired service member, or a child of a retired service member who is under the age of 21 (or under the age of 23 if they are enrolled in college full-time). To be eligible for FEDVIP, you must be a retired service member or family member of a retired service member and be enrolled in a TRICARE health plan or have enrolled in one of the TRICARE retiree dental programs in the past.

Q: What dental services are covered?

A: TRDP and FEDVIP provide comprehensive coverage for preventive, basic, and major dental services, including diagnostic and preventive services, restorative services, orthodontics, and oral surgery.

Q: How much does dental insurance cost?

A: The cost of dental insurance varies depending on the plan you select and your personal situation. You can visit the TRDP and FEDVIP websites to get more information about the different plans and their costs.

Q: Can I enroll in both TRDP and FEDVIP?

A: No, you cannot enroll in both TRDP and FEDVIP. You will need to select one of the dental insurance options that is best for you.

Q: How do I find a dentist who participates in the TRDP or FEDVIP network?

A: You can use the provider search tool on the TRDP or FEDVIP website to find a dentist who participates in the network.

Conclusion

Military retirees have two excellent options for dental insurance: TRDP and FEDVIP. These programs provide comprehensive coverage for preventive, basic, and major dental services and offer affordable rates for retired service members and their families. If you are a military retiree, we encourage you to enroll in one of these programs to ensure that you have access to the dental care you need.