Everything You Need to Know About Tricare Dental Insurance

Tricare is a health insurance program that is specifically designed for military personnel and their families. This program covers many aspects of healthcare, including dental care. Tricare dental insurance is a valuable benefit that provides affordable dental care to military members and their loved ones. In this article, we will discuss everything you need to know about Tricare dental insurance, including coverage options, costs, and FAQs.

Tricare Dental Insurance Coverage

The coverage provided by Tricare dental insurance varies depending on the specific plan that you choose. There are two primary plans offered by Tricare: Tricare Active Duty Dental Program and Tricare Dental Program.

Tricare Active Duty Dental Program

This program is designed for active duty military members and it covers a wide range of dental services. Some of the services covered by this program include:

Overall, the Tricare Active Duty Dental Program provides comprehensive dental coverage to active duty military members.

Tricare Dental Program

This program is designed for military retirees, their families, and National Guard and Reserve members. The Tricare Dental Program offers two coverage options: the Tricare Dental Program – Active Duty Family Members and the Tricare Retiree Dental Program.

The Tricare Dental Program – Active Duty Family Members provides coverage for the same services as the Active Duty Dental Program. The Tricare Retiree Dental Program provides coverage for a wider range of services, including orthodontics and dentures.

The Tricare Dental Program offers affordable dental coverage to military retirees, their families, and National Guard and Reserve members.

Tricare Dental Insurance Costs

The costs associated with Tricare dental insurance vary depending on the specific plan that you choose. The Tricare Active Duty Dental Program is free for active duty military members, while the Tricare Dental Program has a monthly premium.

The monthly premium for the Tricare Dental Program varies depending on the number of family members covered by the plan. As of 2021, the monthly premiums are as follows:

While the Tricare Dental Program does have a monthly premium, it is still an affordable option for military retirees, their families, and National Guard and Reserve members.

Tricare Dental Insurance FAQs

Is Tricare dental insurance available to all military personnel and their families?

Yes, Tricare dental insurance is available to all military personnel and their families, including those in the National Guard and Reserve.

What services are covered by Tricare dental insurance?

The services covered by Tricare dental insurance vary depending on the specific plan that you choose. However, many plans cover services such as exams, cleanings, fillings, root canals, and crowns.

Is there a waiting period for Tricare dental insurance?

Yes, there is a waiting period for some Tricare dental insurance plans. The waiting period varies depending on the plan and the specific service that you need.

Are there any deductibles or copays associated with Tricare dental insurance?

Yes, some Tricare dental insurance plans have deductibles and copays associated with certain services. However, these costs are typically much lower than what you would pay for dental services without insurance.

How do I enroll in Tricare dental insurance?

You can enroll in Tricare dental insurance online through the Tricare Beneficiary Web Enrollment website or by calling the Tricare Dental Program toll-free at 1-844-653-4061.

Overall, Tricare dental insurance is an affordable and valuable benefit that provides comprehensive dental coverage to military personnel and their loved ones. By understanding the coverage options and costs associated with Tricare dental insurance, you can make an informed decision about enrolling in this important program.