HDFC Ergo Insurance Discounts Offers

Insurance is a vital part of financial planning. It is an agreement between the insurance company and the insured individual, where the company promises to provide financial support in case of unforeseen events. HDFC Ergo is one of the leading insurance companies in India. It is known for its customer-centric approach and innovative products. In this article, we will discuss various discounts and offers provided by HDFC Ergo for its customers.

Discounts on Motor Insurance

HDFC Ergo provides various discounts on motor insurance. Let’s take a look at some of them:

1. No Claim Bonus: If the insured individual has not made any claim during the policy period, he/she is eligible for a no-claim bonus. HDFC Ergo offers a discount of up to 50% on the own damage premium for not making any claim during the policy period.
2. Voluntary Deductible: Voluntary deductible is an amount that the insured individual agrees to pay at the time of claim settlement. HDFC Ergo offers a discount on the own damage premium if the insured individual chooses a voluntary deductible.
3. Anti-Theft Discounts: HDFC Ergo offers a discount on the own damage premium if the insured vehicle has an anti-theft device installed.
4. Safety Features Discounts: HDFC Ergo offers a discount on the own damage premium if the insured vehicle has safety features like airbags, anti-lock braking system (ABS), etc.
5. Professional Discount: HDFC Ergo offers a discount on the own damage premium if the insured individual is a member of a professional organization like the Institute of Chartered Accountants of India (ICAI), Institute of Company Secretaries of India (ICSI), etc.

FAQ:

If you have any further questions regarding motor insurance discounts, you can visit the HDFC Ergo website or contact their customer care.

Discounts on Health Insurance

HDFC Ergo provides various discounts on health insurance. Let’s take a look at some of them:

1. No Claim Bonus: If the insured individual has not made any claim during the policy period, he/she is eligible for a no-claim bonus. HDFC Ergo offers a discount on the next year’s premium for not making any claim during the policy period.
2. Family Discount: HDFC Ergo offers a discount on the premium if the insured individual includes his/her family members in the policy.
3. Long-term Policy Discount: HDFC Ergo offers a discount on the premium if the insured individual chooses a long-term policy.
4. Online Purchase Discount: HDFC Ergo offers a discount on the premium if the insured individual purchases the policy online.
5. Lifestyle Discount: HDFC Ergo offers a discount on the premium if the insured individual follows a healthy lifestyle like regularly exercising, not smoking, etc.

FAQ:

If you have any further questions regarding health insurance discounts, you can visit the HDFC Ergo website or contact their customer care.

Conclusion

HDFC Ergo provides various discounts and offers on its insurance products. These discounts not only help in reducing the premium but also encourage individuals to follow a healthy lifestyle and make fewer claims. Therefore, it is advisable to check the various discounts and offers before purchasing an HDFC Ergo insurance policy.