Hartford Auto Insurance AARP: All You Need to Know

Are you a member of AARP and looking for an insurance provider? Then you might want to consider Hartford Auto Insurance. This article will give you an in-depth understanding of Hartford Auto Insurance, its benefits, and why it could be the perfect provider for you.

What is Hartford Auto Insurance AARP?

Hartford Auto Insurance AARP is a collaboration between Hartford Insurance Company and AARP. It is a special auto insurance program designed for AARP members, exclusively providing them with coverage for their vehicles.

This program was designed for AARP members who are age 50 and above, who are experienced drivers, and who have had an excellent driving record for at least three years.

Since its launch in 1984, Hartford Auto Insurance AARP has provided its customers with various benefits, which include:

Benefits
Description
RecoverCare
Provides help with the daily activities of those injured in an accident.
New Car Replacement
Replaces a new car of the same make and model in case of a total loss.
24/7 Claim Support
Provides round-the-clock support for claim reports and inquiries.
Lifetime Renewability
Guarantees that your policy cannot be canceled due to age or health reasons.
First Accident Forgiveness
Your rates will not be increased due to your first accident.

As an AARP member, you can also save up to 5 percent on your auto insurance premiums with this program, which is another significant advantage of Hartford Auto Insurance AARP.

How Does Hartford Auto Insurance AARP Work?

If you are an AARP member, you can apply for Hartford Auto Insurance AARP coverage by contacting the company directly. Alternatively, you can visit the Hartford Auto Insurance AARP website and complete the online application form.

Once your application is received, the company takes into account your driving record, car model, and other factors before determining your auto insurance premium. However, the premium rates offered by Hartford Auto Insurance AARP are generally very competitive compared to other auto insurance providers in the market.

Types of Coverages

Hartford Auto Insurance AARP provides a wide range of auto insurance coverages, including:

  • Liability Coverage: Protects you from financial loss if you are liable for an accident that causes property damage or injuries to other people.
  • Collision Coverage: Covers the repair or replacement of your car in case of an accident, regardless of who is at fault.
  • Comprehensive Coverage: Protects your car from damages caused by events such as theft, vandalism, and natural disasters.
  • Personal Injury Protection (PIP): Covers medical expenses, lost wages, and other damages resulting from an accident.

You can also purchase additional coverage options, such as:

  • Uninsured/Underinsured Motorist Coverage: Protects you if you are involved in an accident with someone who has little or no auto insurance coverage.
  • Roadside Assistance: Provides help with emergency services such as tire changes, jump-starts, and lockout assistance.
  • Rental Car Reimbursement: Covers the cost of renting a car while your own is being repaired after an accident.
  • Pet Injury Coverage: Pays for veterinary expenses if your pet is injured in an accident while riding in your car.

FAQ

Are there any terms and conditions for signing up for Hartford Auto Insurance AARP?

Yes. To be eligible for coverage, you must be an AARP member and at least 50 years old. You should also have a clean driving record for at least three years.

Will my premium rates increase if I get into an accident?

Your premium rates may increase if you are at fault in an accident. However, Hartford Auto Insurance AARP provides first accident forgiveness, which means your rates will not be increased for your first accident.

Is pet injury coverage included in the standard coverage plan?

No, pet injury coverage is not included in the standard coverage plan. You must purchase it separately if you want to have this coverage option.

Can I customize my coverage options?

Yes. Hartford Auto Insurance AARP provides various coverage options that you can customize to meet your specific needs.

How can I reach the 24/7 claims support team?

You can reach the 24/7 claims support team by calling the toll-free number provided on your policy documents or by visiting their website.

Conclusion

Hartford Auto Insurance AARP is an excellent option for AARP members looking for a reliable and trusted auto insurance provider. With its competitive premium rates, comprehensive coverage options, and various benefits, Hartford Auto Insurance AARP remains a top choice for many.

So, if you’re an AARP member and looking for an auto insurance provider, consider Hartford Auto Insurance AARP. You’ll be glad you did.