AARP Insurance with The Hartford: A Comprehensive Guide

For seniors, AARP insurance with The Hartford is a popular choice for protection of their homes, cars, and other valuable assets. This insurance package offers a wide range of benefits and discounts exclusively available to members of AARP, one of the largest advocacy organizations for Americans aged 50 and above.

What is AARP insurance with The Hartford?

The Hartford is one of the oldest and largest insurance companies in the United States, catering to a diverse range of customers. They teamed up with AARP over 30 years ago to create a comprehensive insurance program specifically designed for seniors.

AARP insurance with The Hartford provides various benefits and coverage options for seniors, ensuring that they have adequate protection for their homes, cars, and other valuable assets. This partnership offers members protection, discounts, and other benefits that may not be available through other insurance providers.

What types of insurance are available?

AARP insurance with The Hartford offers a variety of insurance policies, including:

Type of Insurance
Description
Homeowners insurance
Provides coverage for damage to your home, personal belongings, and liability.
Renters insurance
Covers loss or damage to your personal property in a rented apartment or house.
Condo insurance
Covers damage to your condo and personal property, as well as liability protection.
Auto insurance
Provides coverage for damage to your car, liability, and other drivers.
Life insurance
Offers coverage for your family in the event of your passing.
Umbrella insurance
Provides additional liability insurance beyond the limits of your primary coverage.

What are the benefits of AARP insurance with The Hartford?

There are several benefits of choosing AARP insurance with The Hartford, including:

  • Discounts: Members are eligible for exclusive discounts on their insurance policies.
  • Guaranteed renewal: Your policy will automatically renew, regardless of your age or health, as long as your premiums are paid on time.
  • No-cost replacement of damaged or stolen items: With homeowners insurance, eligible items will be replaced with new ones, regardless of age or wear and tear.
  • 24/7 claim service: The Hartford offers round-the-clock assistance for claims reporting and service.
  • Dedicated customer service: AARP members receive personalized service from The Hartford’s customer service team.

How can I save money on AARP insurance with The Hartford?

There are several ways to save money on AARP insurance with The Hartford:

  • Bundling policies: Members can save up to 5% on their auto insurance and up to 20% on their home insurance by bundling policies.
  • Pay in full: If you pay your premium in full, you can save up to 5% on your homeowners or renters insurance.
  • Security systems and safety devices: Installing safety devices such as smoke detectors or having a home security system can also result in discounts on your homeowners insurance.
  • Safe driving: The Hartford offers discounts for drivers who maintain a clean driving record and complete a defensive driving course.

How do I get AARP insurance with The Hartford?

To get AARP insurance with The Hartford, you must first become a member of AARP. You can apply for membership online or through mail, and the annual membership fee is $16.

Once you become a member, you can purchase insurance policies either online or by contacting The Hartford directly.

FAQs

What is AARP?

AARP (formerly known as the American Association of Retired Persons) is a nonprofit organization that advocates for Americans aged 50 and above. The organization offers a variety of resources and benefits, including discounts on products and services, access to healthcare information, and advocacy for issues affecting seniors.

Is AARP insurance with The Hartford available in all states?

AARP insurance with The Hartford is available in most states, but the availability of certain insurance products may vary by location.

What is the maximum age for AARP insurance?

There is no maximum age for AARP insurance with The Hartford. As long as you are an AARP member, you can apply for coverage.

Are there any downsides to AARP insurance with The Hartford?

While AARP insurance with The Hartford offers many benefits and discounts, it may not be the cheapest insurance option for everyone. It’s important to compare quotes from multiple insurance providers before making a decision.

Is AARP insurance with The Hartford a good choice for seniors?

Overall, AARP insurance with The Hartford is a solid choice for seniors who want comprehensive insurance coverage and access to exclusive benefits and discounts. It’s especially beneficial for those who are already members of AARP and want to take advantage of the organization’s resources.

However, it’s important to compare rates and coverage options from multiple insurance providers to ensure you’re getting the best deal for your specific needs and budget.