First Guard Insurance: Providing Quality Commercial Truck Insurance since 1937

First Guard Insurance is a leading provider of commercial truck insurance, which has been serving the trucking industry since 1937. Over the years, it has been providing insurance coverage for a variety of commercial vehicles, ranging from owner-operators to fleets. With its focus on trucking, it has built a reputation for providing reliable and comprehensive coverage.

The History of First Guard Insurance

First Guard Insurance was founded in 1937 in Venice, California, under the name of First Truckers Insurance Company. Its objective was to provide insurance coverage to truckers and trucking companies. In 1984, it changed its name to First Guard Insurance Company to expand its coverage area beyond California to include other states in the US.

First Guard Insurance became a member of the Great American Insurance Group in 1999. The Great American Insurance Group is a reputable insurer that has been providing insurance coverage for over a century. The acquisition of First Guard Insurance by Great American Insurance Group has enabled it to extend its coverage area further.

Today, First Guard Insurance provides insurance coverage to commercial truck drivers across the United States.

Insurance Coverage Offered by First Guard Insurance

First Guard Insurance provides a wide variety of insurance coverage for commercial trucks. Here are some of the insurance coverage offered by First Guard Insurance:

Insurance Coverage
Primary Liability Insurance
Covers damages and injuries caused by a truck driver to another person or their property
Physical Damage Coverage
Covers damage to a truck in case of an accident, fire, theft or vandalism
General Liability Insurance
Covers non-trucking related incidents that happen while the truck driver is off-duty
Motor Truck Cargo Insurance
Covers damages or losses to the cargo the truck is carrying as a result of natural disasters, theft, or accidents
Non-Trucking Liability Insurance
Covers the driver when the truck is being used for personal reasons and not for work-related purposes

First Guard Insurance also offers other insurance coverage such as bobtail insurance, physical damage-only coverage, and occupational accident insurance.

FAQs about First Guard Insurance

1. Who is eligible for commercial truck insurance from First Guard Insurance?

First Guard Insurance offers insurance coverage to all commercial truck drivers, including owner-operators and fleets.

2. How can I get a quote for commercial truck insurance from First Guard Insurance?

You can get a quote from First Guard Insurance by contacting them directly over the phone or through their website.

3. What is the claims process for First Guard Insurance?

If you have to file a claim with First Guard Insurance, you can do so by calling their toll-free number, by sending an email or by using their online claims form. Once your claim is filed, an adjuster will be assigned to your case, and they will guide you through the claim process, including any required documentation.

4. How is the premium for commercial truck insurance calculated by First Guard Insurance?

The premium for commercial truck insurance is based on several factors, including the age and condition of the truck, the driving records of the truck driver, the type of cargo being transported, and the driving distance.

5. Is it possible to purchase First Guard Insurance coverage online?

Yes, you can get coverage from First Guard Insurance by completing an online application.


In conclusion, First Guard Insurance has been providing comprehensive commercial truck insurance coverage for over 80 years. It offers a variety of insurance coverage for commercial truck drivers, making it a popular option for many. Its reputation for reliable and dependable coverage has built over the years, and its positive customer reviews reflect its dedication to its clients.