GEICO Insurance Florida: Coverage and Benefits

When it comes to car insurance, GEICO is a name that stands out for many drivers in Florida. Known for its catchy commercials, GEICO provides a range of coverage options to keep their customers’ vehicles protected on the road. Let’s take a closer look at GEICO Insurance Florida and what it has to offer.

Background of GEICO Insurance Florida

GEICO, which stands for Government Employees Insurance Company, was founded in 1936 by Leo and Lillian Goodwin. The company was initially meant to provide auto coverage for government and military employees, but soon expanded to offer coverage to the general public. Today, GEICO is one of the largest insurance providers in the United States, serving over 28 million customers across the country.

In Florida, GEICO has been providing auto coverage since 1976. The company’s main focus is to provide affordable and reliable insurance to its customers with the added convenience of online and mobile service access.

GEICO Insurance Florida Coverage Options

One of the reasons GEICO stands out is because of its wide range of coverage options. Here are some of the main coverage options available:

Coverage Type
Description
Bodily Injury Liability
Covers medical expenses and lost wages for others who are injured or killed in an accident that you are responsible for.
Property Damage Liability
Covers repairs or replacement costs for property that is damaged in an accident that you are responsible for.
Collision Coverage
Covers repairs or replacement costs for your vehicle if it is damaged or totaled in a collision with another vehicle or object.
Comprehensive Coverage
Covers repairs or replacement costs for your vehicle if it is damaged or stolen due to reasons other than a collision.
Personal Injury Protection
Covers medical expenses and lost wages for you and your passengers if you are injured in an accident, regardless of who is at fault.

GEICO also offers additional coverage options such as rental reimbursement, roadside assistance, and mechanical breakdown insurance.

Advantages of GEICO Insurance Florida

So, what sets GEICO apart from other insurance providers in Florida? Here are some of the advantages of choosing GEICO for your auto coverage:

Online Service

GEICO’s online service platform allows you to manage your policy, make payments, access policy documents, and file claims all from the comfort of your own home. No need to wait on the phone or in line at a physical office.

Discounts and Rewards

GEICO offers a range of discounts and rewards for its customers, including safe driving discounts, good student discounts, and multi-policy discounts. You can also earn rewards such as gift cards for referring friends and family to GEICO.

Affordability

GEICO’s rates are known for being affordable and competitive. The company offers flexible payment options and a variety of discounts to help you save even more on your coverage.

FAQ about GEICO Insurance Florida

1. How do I file a claim with GEICO?

You can file a claim with GEICO online, through the mobile app, or by calling their 24-hour claims hotline at 1-800-841-3000.

2. Does GEICO offer roadside assistance?

Yes, GEICO offers 24/7 roadside assistance for its customers with coverage for services such as towing, jump-starts, flat tire changes, and lockout services.

3. Does GEICO offer any discounts for safe driving?

Yes, GEICO offers a safe driving discount for customers who have no accidents or violations on their record for at least five years.

4. Can I manage my GEICO policy online?

Yes, GEICO offers a user-friendly online service platform that allows you to manage your policy, make payments, and access policy documents.

5. Can I bundle my home and auto insurance with GEICO?

Yes, GEICO offers multi-policy discounts for customers who bundle their home and auto insurance policies.

Conclusion

Overall, GEICO Insurance Florida is a reliable and affordable option for drivers looking for quality coverage. With a wide range of coverage options, online service access, and a variety of discounts, GEICO is a top choice for many Florida drivers.