GEICO Homeowners Insurance in Florida: Everything You Need to Know

GEICO Homeowners Insurance in Florida: Everything You Need to Know

If you’re a homeowner in Florida, you’ll want to make sure your home is protected against any potential risks. One way to do this is by purchasing homeowners insurance. GEICO is a popular insurance provider that offers homeowners insurance in Florida. In this article, we will discuss everything you need to know about GEICO homeowners insurance in Florida.

What is GEICO?

GEICO stands for Government Employees Insurance Company. It was founded in 1936 and was initially created to provide insurance policies to government employees. Today, GEICO is one of the largest insurance providers in the United States, offering a variety of insurance products, including homeowners insurance.

What Does GEICO Homeowners Insurance Cover?

GEICO homeowners insurance in Florida covers the following:

What is Covered:
What is Not Covered:
Dwelling and Personal Property Coverage
Flood or Earthquake Damage
Liability Protection
Mold, Fungus, or Wet Rot Damage
Medical Payments to Others
Pest Damage
Living Expenses if Your Home is Uninhabitable
Normal Wear and Tear

It’s important to note that certain natural disasters, such as hurricanes, may require additional coverage. Make sure to speak with a GEICO representative to ensure you have the appropriate coverage.

How Much Does GEICO Homeowners Insurance Cost in Florida?

The cost of GEICO homeowners insurance in Florida varies depending on several factors, including the size and location of your home, your credit score, and the coverage you choose. On average, homeowners in Florida pay around $1,993 per year for homeowners insurance.

How to Get a Quote for GEICO Homeowners Insurance in Florida?

If you’re interested in purchasing GEICO homeowners insurance in Florida, you can get a quote online or by calling a GEICO representative. To get a quote online, visit GEICO’s website and enter your personal information and details about your home. You’ll then be provided with a quote for coverage.

FAQ

Is GEICO a Good Insurance Company for Homeowners in Florida?

GEICO is a reputable insurance company with a strong financial standing. It has received positive ratings from various rating agencies, such as A.M. Best and Moody’s. However, whether or not GEICO is a good insurance company for you will depend on your individual needs and preferences.

Does GEICO Offer Discounts for Homeowners Insurance?

Yes, GEICO offers various discounts for homeowners insurance in Florida. These discounts can include things such as having a security system or bundling your homeowners insurance with another insurance product.

How Do I File a Claim with GEICO for Homeowners Insurance?

If you need to file a claim with GEICO for homeowners insurance, you can do so online or by calling a GEICO representative. You’ll need to provide details about the damage or incident, as well as any relevant photos or documentation. GEICO will then investigate the claim and provide you with a resolution.

Can I Cancel My GEICO Homeowners Insurance Policy in Florida?

Yes, you can cancel your GEICO homeowners insurance policy in Florida. To do so, you’ll need to call a GEICO representative and provide them with your policy number and reason for cancellation. Keep in mind that there may be a cancellation fee.