Gainsco Insurance Company: Providing Reliable and Affordable Auto Insurance

For over 40 years, Gainsco Insurance Company has been providing reliable and affordable auto insurance to customers across the United States. With a focus on non-standard policies, Gainsco has become a trusted name in the industry for those who may have difficulty obtaining insurance from traditional providers.

About Gainsco Insurance Company

Gainsco Insurance Company was founded in 1978 by Glenn Anderson, a successful insurance salesman who believed there was a need for a company that would specialize in non-standard auto insurance. Since then, Gainsco has grown into a national provider with offices in multiple states and a commitment to serving its customers.

One of the unique things about Gainsco Insurance Company is its focus on providing affordable rates to customers who may have had past driving issues that resulted in high insurance rates or difficulty obtaining coverage. Gainsco’s policies are geared to those individuals who may have had accidents, traffic violations, or other issues that have impacted their driving records.

Gainsco Insurance Products

Gainsco Insurance Company offers a variety of auto insurance products to meet the needs of its customers. These include:

Products
Description
Liability Coverage
Covers damages or injuries to other people or property if you are at fault in an accident.
Collision Coverage
Covers damages to your vehicle if you are in an accident, regardless of fault.
Comprehensive Coverage
Covers damages to your vehicle from non-collision events, such as theft, vandalism, or weather damage.
Uninsured/Underinsured Motorist Coverage
Covers damages or injuries if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.

Gainsco also offers a variety of discounts to help customers save money on their premiums. These include:

Discounts
Description
Good Driver Discount
Discount for drivers with no accidents or tickets in the past three years.
Multi-Car Discount
Discount for insuring more than one vehicle with Gainsco.
Pay in Full Discount
Discount for paying your entire premium upfront.
Electronic Payment Discount
Discount for enrolling in automatic payments.

Gainsco Insurance Reviews

One of the best ways to gauge the quality of an insurance company is to look at customer reviews. Gainsco Insurance Company has received mixed reviews over the years, with some customers praising the company for its affordability and customer service, while others have complained about lengthy claims processes and difficulty contacting the company.

While it’s important to consider customer reviews when choosing an insurance company, it’s also worth noting that every individual’s experience can be different. It’s important to do your own research and consider the company’s offerings, pricing, and reputation before making a decision.

Gainsco Insurance FAQ

Here are some frequently asked questions about Gainsco Insurance Company.

What states does Gainsco offer insurance in?

Gainsco offers insurance in Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, and Virginia.

What types of vehicles does Gainsco insure?

Gainsco insures cars, trucks, SUVs, and motorcycles.

How can I get a quote from Gainsco?

You can get a quote from Gainsco by visiting their website or calling their customer service number.

What types of payment options does Gainsco offer?

Gainsco offers a variety of payment options, including electronic payments, credit/debit cards, and traditional check or money order.

Can I make changes to my policy online?

Yes, Gainsco offers an online portal where you can make changes to your policy, view your coverage details, and make payments.

Final Thoughts

Gainsco Insurance Company is a reliable and affordable option for those who may have difficulty obtaining insurance from traditional providers. With a focus on non-standard policies and a commitment to providing excellent customer service, Gainsco has become a trusted name in the industry. While every individual’s experience may be different, Gainsco is worth considering if you are looking for affordable and reliable auto insurance.