Freedom National Insurance: A Guide to Understanding Their Products and Services

If you’re in the market for auto insurance, you might have come across Freedom National Insurance. They offer a range of insurance products, including car, motorcycle, and commercial vehicle insurance. In this article, we’ll explore what Freedom National Insurance is, what they offer, and how you can get a quote.

What is Freedom National Insurance?

Founded in 1999, Freedom National Insurance is a California-based insurance company that focuses on providing affordable auto insurance to drivers who have difficulty getting coverage from other providers. They offer policies for drivers with a range of needs and have a focus on providing quality customer service.

Freedom National Insurance operates in several states, including Arizona, California, Florida, Illinois, Nevada, Texas, and Virginia. They have a network of independent agents who sell their policies, and they also offer online quotes and purchases.

What Products Does Freedom National Insurance Offer?

Freedom National Insurance offers the following products:

What Does Freedom National Insurance Cover?

Freedom National Insurance offers several types of coverage, including:

• Bodily injury liability: Covers injury or death to other people in an accident that you cause.
• Property damage liability: Covers damage to other people’s property in an accident that you cause.
• Medical payments: Covers medical expenses for you or your passengers if you’re injured in an accident.
• Uninsured/underinsured motorist: Covers you if you’re in an accident with someone who doesn’t have enough insurance to cover the damages.
• Collision: Covers damage to your vehicle if you’re in an accident.
• Comprehensive: Covers damage to your vehicle from something other than an accident, such as theft or weather-related damage.
• Roadside assistance: Provides assistance if your vehicle breaks down or you have a flat tire.

How to Get a Quote from Freedom National Insurance

If you’re interested in getting a quote from Freedom National Insurance, you can do so in several ways:

• Visit their website and fill out the online quote form.
• Call their customer service number and speak to an agent.
• Contact an independent agent who sells Freedom National Insurance policies.

When getting a quote, be sure to have your driving record, vehicle information, and personal information on hand. This will make the process go smoother and allow the agent to give you an accurate quote.

Frequently Asked Questions

What Is the Minimum Coverage Required by Law?

The minimum coverage required by law varies from state to state. In California, for example, drivers are required to have liability insurance with minimum coverage of $15,000 per person for bodily injury, $30,000 per accident for bodily injury, and $5,000 for property damage.

What Factors Affect my Insurance Premium?

Several factors can affect your insurance premium, including your driving record, age, gender, location, credit score, and the type of vehicle you drive. If you have a history of accidents or traffic violations, your premium will likely be higher than someone with a clean driving record.

How Can I Lower My Insurance Premium?

There are several ways to lower your insurance premium, including:

• Choosing a higher deductible
• Driving a safer vehicle
• Taking a defensive driving course
• Bundling your insurance policies
• Having a good credit score

What Should I Do if I’m in an Accident?

If you’re in an accident, there are several steps you should take:

1. Check for injuries and call for medical assistance if needed.
2. Contact the police and file a report.
3. Exchange information with the other driver(s) involved, including insurance and contact information.
4. Contact your insurance company to report the accident.
5. Take photos of the damage and the accident scene.

Conclusion

Freedom National Insurance is a California-based insurance company that offers affordable auto insurance to drivers who have difficulty getting coverage from other providers. They offer a range of insurance products and have a focus on providing quality customer service. If you’re in the market for auto insurance, consider getting a quote from Freedom National Insurance to see if they’re a good fit for you.