Chase Freedom Unlimited Travel Insurance: Everything You Need to Know

Are you planning a trip abroad and wondering whether your Chase Freedom Unlimited credit card offers travel insurance? Well, you’re in luck! In this article, we’ll give you a comprehensive guide to everything you need to know about Chase Freedom Unlimited travel insurance.

What is Chase Freedom Unlimited Travel Insurance?

Chase Freedom Unlimited is one of the most popular credit cards in the United States. It offers a range of benefits and rewards, including cashback, sign-up bonus, and travel insurance. Travel insurance is a benefit that many credit cards offer, and it can come in handy when you’re traveling abroad.

The Chase Freedom Unlimited travel insurance covers a range of benefits, including trip cancellation and interruption, trip delay reimbursement, lost luggage reimbursement, and travel accident insurance. In the following paragraphs, we’ll detail each of these benefits and how you can qualify for them.

Trip Cancellation and Interruption

One of the benefits of Chase Freedom Unlimited travel insurance is trip cancellation and interruption. This benefit provides you with reimbursement if your trip is canceled or interrupted due to a covered reason. Covered reasons include illness, injury, or death of yourself, a traveling companion, or a family member.

To qualify for this benefit, you must have paid for your trip with your Chase Freedom Unlimited credit card. The coverage is up to $1,500 per person and up to $6,000 per trip.

It’s important to note that there are some exclusions to this benefit. For example, if you cancel your trip because of a pre-existing medical condition, you may not be eligible for reimbursement. Therefore, it’s important to read the terms and conditions of your travel insurance policy carefully.

Trip Delay Reimbursement

Another benefit of Chase Freedom Unlimited travel insurance is trip delay reimbursement. This benefit provides you with reimbursement for expenses incurred due to a covered delay. Covered expenses may include meals, lodging, and transportation.

To qualify for this benefit, you must have purchased your travel ticket with your Chase Freedom Unlimited credit card. The coverage is up to $500 per ticket and up to $1,500 per trip.

It’s important to note that not all delays are covered. Covered delays include inclement weather, strike, and mechanical breakdown. However, if you miss your flight due to traffic, you may not be eligible for reimbursement.

Lost Luggage Reimbursement

If your luggage is lost or stolen during your trip, the Chase Freedom Unlimited travel insurance provides you with reimbursement. This benefit covers up to $3,000 per passenger.

To qualify for this benefit, you must have purchased your travel ticket with your Chase Freedom Unlimited credit card. You must file a claim within 20 days of the loss or theft of your luggage.

Travel Accident Insurance

The final benefit of Chase Freedom Unlimited travel insurance is travel accident insurance. This benefit provides you with coverage in case of accidental death or dismemberment while you’re traveling.

To qualify for this benefit, you must have purchased your travel ticket with your Chase Freedom Unlimited credit card. The coverage is up to $500,000 per person.

FAQs

Now that you know everything about Chase Freedom Unlimited travel insurance, you can travel with peace of mind knowing you’re covered. Just remember to read the terms and conditions of your policy carefully and file a claim in a timely manner if necessary.