Free Health Insurance TN: What You Need to Know

by

If you live in Tennessee and don’t have health insurance, you may be eligible for free health insurance. In this article, we’ll go over what free health insurance is, who qualifies for it, and how to apply. We’ll also address some frequently asked questions to help you understand your options.

Table Contents show

What is Free Health Insurance TN?

Free health insurance in Tennessee is a government-funded program that provides medical coverage to qualifying individuals and families who are unable to afford private health insurance. This program is also known as TennCare.

TennCare provides comprehensive healthcare services, including doctor visits, hospital care, prescription drugs, mental health services, and more. The program is available to eligible Tennesseans of all ages, including children, pregnant women, and adults.

Who is Eligible for TennCare?

To be eligible for TennCare, you must meet certain income and other qualifying criteria. The program is available to Tennesseans who:

Category
Monthly Income Limit
Children (0-18 years old)
$2,128 for a family of 2
Pregnant Women
$2,794 for a family of 2
Parents and Caretaker Relatives
$391 for a family of 1
Adults (19-64 years old)
$1,482 for a family of 1

In addition to meeting the income requirements, you must also be a U.S. citizen or legal resident and a resident of Tennessee. You cannot be enrolled in any other healthcare program, such as Medicare or Medicaid.

How Do I Apply for TennCare?

You can apply for TennCare online by visiting the official website at tn.gov/tenncare. You can also apply by phone by calling 1-800-318-2596. If you need assistance with your application, you can also visit a local Department of Human Services office.

When you apply, you will need to provide information about your income, household size, and other personal information. You may also be required to provide proof of your income, residency, and citizenship or legal status.

FAQ: Frequently Asked Questions

What Services are Covered by TennCare?

TennCare covers a wide range of healthcare services, including:

  • Doctor visits
  • Hospital care
  • Prescription drugs
  • Dental services
  • Mental health services
  • Home health services
  • Physical therapy
  • Hearing and vision services

What is the Difference Between TennCare and Medicare?

Medicare is a federal healthcare program that provides coverage to people over the age of 65, those with certain disabilities, and those with End-Stage Renal Disease. TennCare is a state-run program that provides coverage to eligible Tennesseans who meet the program’s income and other requirements.

Can I Choose My Doctor With TennCare?

Yes, you can choose your own doctor with TennCare. However, not all healthcare providers accept TennCare, so you may need to find a provider who does.

What Happens if I am Not Eligible for TennCare?

If you are not eligible for TennCare, there are other options available to you. You may be able to purchase health insurance through the Health Insurance Marketplace or through a private insurance provider. You may also be eligible for financial assistance to help you pay for medical expenses.

What Happens if My Income Changes?

If your income changes while you are enrolled in TennCare, you should notify the program as soon as possible. Depending on your new income, you may no longer be eligible for TennCare or you may be eligible for a different type of coverage.

Conclusion

If you are a Tennessee resident who is unable to afford health insurance, TennCare may be a good option for you. The program provides comprehensive healthcare services to eligible Tennesseans who meet the income and other qualifying criteria. If you have any questions about TennCare or the application process, be sure to visit the official website or contact a local Department of Human Services office.

Rekomendasi: