Free Health Insurance in Georgia

Health insurance is a necessity for everyone, but the high cost of premiums and deductibles makes it out of reach for many. Fortunately, there are options for free health insurance in Georgia for those who meet certain criteria. In this article, we will explore those options and answer frequently asked questions about free health insurance in Georgia.

Medicaid

Medicaid is a joint federal and state program that provides free or low-cost health coverage to low-income individuals, families, and children. In Georgia, Medicaid is also known as PeachCare for Kids. Eligibility is based on income and family size. The income limit for Medicaid eligibility in Georgia is 138% of the federal poverty level.

For a family of four, this means an annual household income of up to $36,156. To apply for Medicaid in Georgia, you can visit the Georgia Gateway website or call the toll-free number at 1-877-423-4746.

Benefits of Medicaid in Georgia include doctor visits, hospital stays, laboratory and X-ray services, dental care, and prescription drugs. Mental health and substance abuse services are also covered.

FAQ

Medicaid is a great option for those who meet the eligibility criteria. However, if you do not qualify for Medicaid, there are other options for free or low-cost health coverage in Georgia.

PeachCare for Kids

PeachCare for Kids is a program for children and teens who do not have access to affordable health insurance. Eligibility is based on income and age. Children under the age of 19 may be eligible for PeachCare if their household income is at or below 247% of the federal poverty level.

For a family of four, this means an annual household income of up to $64,638. To apply for PeachCare, you can visit the Georgia Gateway website or call the toll-free number at 1-877-427-3224.

Benefits of PeachCare for Kids in Georgia include doctor visits, hospital stays, laboratory and X-ray services, dental care, and prescription drugs. Mental health and substance abuse services are also covered.

FAQ

If you do not qualify for Medicaid or PeachCare, there are other options for free or low-cost health coverage in Georgia.

Community Health Centers

Community health centers are non-profit clinics that provide primary and preventive care to underserved populations. These clinics offer a range of services, including medical, dental, and behavioral health care.

Community health centers in Georgia are funded by the federal government and operate on a sliding fee scale based on income. Some clinics may offer free or reduced-price services to those who cannot afford to pay.

To find a community health center in Georgia, you can visit the Georgia Association for Primary Health Care website or call their toll-free number at 1-866-888-2322.

FAQ

If you are unable to find free or low-cost health coverage through these options, there are other resources available to help you find affordable health insurance in Georgia.

Health Insurance Marketplace

The Health Insurance Marketplace, also known as Obamacare, is a federal health insurance program that offers affordable health insurance to individuals and families who do not have access to employer-sponsored coverage.

Through the Marketplace, you can shop for and compare health insurance plans from different insurance companies. You may also qualify for financial assistance to help pay for your premiums and deductibles.

To apply for health insurance through the Marketplace, you can visit the Healthcare.gov website or call their toll-free number at 1-800-318-2596.

FAQ

Overall, there are several options for free or low-cost health coverage in Georgia, including Medicaid, PeachCare for Kids, community health centers, and the Health Insurance Marketplace. If you are unsure which option is best for you, you can contact a healthcare navigator in your area for assistance.