For over a century, the First Insurance Company of Hawaii (FICOH) has been providing comprehensive insurance policies to residents and businesses in the Aloha State. Established in 1911, FICOH is the oldest insurance company in Hawaii and has played a vital role in protecting the community against unforeseen risks and losses.
The Early Years
When FICOH first opened its doors, Hawaii was still a territory of the United States, and the insurance industry was still in its infancy. The founders of FICOH recognized the need for reliable insurance providers in Hawaii, and so they set out to create a company that would provide top-quality insurance policies to the people of the islands.
At the time, there were only a handful of insurance providers in Hawaii, and many of them were based on the mainland United States. FICOH saw an opportunity to create a locally-based insurance company that could better understand the unique risks and challenges faced by Hawaiians.
Over the years, FICOH has weathered many challenges, including economic recessions, natural disasters, and changes in insurance regulations. However, the company has remained steadfast in its commitment to providing quality insurance products and exceptional customer service.
Insurance Products
FICOH offers a wide range of insurance products, from personal policies to commercial packages. Some of the most popular policies include:
Policy Type |
Coverage |
Homeowners Insurance |
Protection for your home, personal belongings, and liability in case of accidents on your property |
Auto Insurance |
Coverage for your car, liability for accidents, and protection against theft and vandalism |
Business Insurance |
Protection for your business property, liability, and equipment, as well as coverage for employee injuries and other risks |
These policies can be customized to meet the specific needs of each customer, and FICOH’s knowledgeable agents are always available to answer questions and provide guidance.
Commitment to Hawaii
FICOH is more than just an insurance company – it is a part of the fabric of Hawaii. The company is committed to giving back to the community and supporting local causes and organizations.
Some of the ways that FICOH supports Hawaii include:
- Sponsoring local events and festivals
- Donating to charitable organizations
- Partnering with local businesses to promote economic growth
- Providing scholarships and grants to students and educators
FAQ
What sets FICOH apart from other insurance companies?
At FICOH, we believe that our commitment to exceptional customer service sets us apart from the competition. Our knowledgeable agents are always available to answer questions, provide guidance, and help customers find the right insurance policies for their needs. We also pride ourselves on being a local company that truly understands the risks and challenges faced by Hawaiians.
How can I get a quote from FICOH?
You can get a quote from FICOH online, over the phone, or by visiting one of our local offices. Our agents will work with you to find the right policy for your needs and budget.
What should I do if I need to file a claim?
If you need to file a claim, you can do so online or over the phone. Our claims adjusters will work with you to process your claim quickly and efficiently, and our goal is always to make the claims process as stress-free as possible.
Does FICOH offer any discounts on insurance policies?
Yes, we offer a variety of discounts on our insurance policies, including multi-policy discounts, safe driver discounts, and discounts for installing safety features in your home or car. Contact us to learn more about our discounts and how you can save on your insurance premiums.
Is FICOH a financially stable company?
Yes, FICOH is a financially stable company with a strong track record of success. We have maintained a consistently strong financial rating for many years, and our customers can rest assured that their insurance policies are backed by a company they can trust.
The Future of FICOH
As FICOH looks towards the future, the company remains committed to its core values of trust, reliability, and exceptional customer service. By continuing to provide top-quality insurance products and support for local causes and organizations, FICOH will continue to play an important role in Hawaii’s community for many more years to come.
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