First Insurance Company Hawaii

First Insurance Company of Hawaii (FICOH) is Hawaii’s oldest and largest property and casualty insurance company. The company offers a wide range of insurance products including auto, home, renters, flood, and commercial insurance. Founded in 1911, FICOH has been providing insurance coverage to Hawaii residents for over 100 years.

History

First Insurance Company of Hawaii was founded in 1911 by a group of local business owners who were in need of insurance coverage for their businesses. The company was originally called the Mutual Insurance Company of Hawaii and had just 16 policyholders in its first year of operation.

In 1914, the company changed its name to First Insurance Company of Hawaii and began to expand its offerings to include personal insurance products such as auto, home, and renters insurance. Over the years, FICOH has grown to become the largest property and casualty insurance company in Hawaii with over 500 employees and more than 100,000 policyholders.

Mission Statement

The mission of First Insurance Company of Hawaii is to provide its customers with the highest quality insurance products and services while maintaining its commitment to the Hawaii community. FICOH is dedicated to providing excellent customer service and ensuring that its policyholders have the protection they need to feel secure and confident.

Products and Services

First Insurance Company of Hawaii offers a wide range of insurance products and services to meet the needs of its customers. These include:

Auto Insurance

First Insurance Company of Hawaii’s auto insurance policy covers you in the event of accidents, theft, and damage to your vehicle. The policy also provides liability coverage in the event you are responsible for injuring another person or damaging their property.

The policy offers a range of coverage options, including comprehensive and collision coverage, as well as personal injury protection (PIP) coverage. PIP coverage provides for medical expenses and lost wages in case you are injured in an accident.

Discounts

First Insurance Company of Hawaii offers a variety of discounts for auto insurance customers, including:

• Multi-vehicle discount
• Good driver discount
• Occupational group discount
• Homeowner discount
• Good student discount

Homeowners Insurance

First Insurance Company of Hawaii’s homeowners insurance policy covers damage to your home and personal property caused by fire, theft, or other covered events. The policy also provides liability coverage in case someone is injured while on your property.

The policy offers a range of coverage options, including replacement cost coverage, which ensures that your home and personal property are insured for their full replacement cost.

Discounts

First Insurance Company of Hawaii offers a variety of discounts for homeowners insurance customers, including:

• Multi-policy discount
• Alarm system discount
• New home discount
• Renovated home discount
• Claim-free discount

Renters Insurance

First Insurance Company of Hawaii’s renters insurance policy provides protection for your personal property and liability coverage in case someone is injured while at your rented residence.

The policy offers coverage for damage caused by fire, theft, and other covered events, as well as liability coverage for injuries caused by you or your property.

Discounts

First Insurance Company of Hawaii offers a variety of discounts for renters insurance customers, including:

• Multi-policy discount
• Alarm system discount
• New renter discount
• Claim-free discount

Flood Insurance

First Insurance Company of Hawaii’s flood insurance policy covers damage to your home and personal property caused by flooding. Flood insurance is not included in standard homeowners insurance policies and must be purchased separately.

The policy provides coverage for damage caused by rising water, and for damage caused by mudslides resulting from flooding.

Discounts

First Insurance Company of Hawaii offers a variety of discounts for flood insurance customers, including:

• Multi-policy discount
• Higher deductible discount

Commercial Insurance

First Insurance Company of Hawaii’s commercial insurance policy covers businesses, including liability, property damage, and workers’ compensation insurance. The policy provides protection for businesses against claims made by customers, employees, and others who may be injured on the business’s property.

The policy also provides coverage for damage to the business’s property, and for loss of income resulting from covered events.

Discounts

First Insurance Company of Hawaii offers a variety of discounts for commercial insurance customers, including:

• Multi-policy discount
• New business discount
• Claim-free discount

FAQ

How long has First Insurance Company of Hawaii been in business?

First Insurance Company of Hawaii has been in business since 1911, making it Hawaii’s oldest and largest property and casualty insurance company.

What types of insurance products does First Insurance Company of Hawaii offer?

First Insurance Company of Hawaii offers a wide range of insurance products, including auto, home, renters, flood, and commercial insurance.

Does First Insurance Company of Hawaii offer discounts?

Yes, First Insurance Company of Hawaii offers a variety of discounts for its insurance products, including multi-policy, good driver, and claim-free discounts.

Is flood insurance included in standard homeowners insurance policies?

No, flood insurance is not included in standard homeowners insurance policies and must be purchased separately.

Does First Insurance Company of Hawaii offer workers’ compensation insurance?

Yes, First Insurance Company of Hawaii’s commercial insurance policy includes workers’ compensation insurance.

Overall, First Insurance Company of Hawaii has been providing insurance coverage to Hawaii residents for over 100 years. The company offers a wide range of insurance products and services to meet the needs of its customers, including auto, home, renters, flood, and commercial insurance. With its commitment to excellent customer service and its dedication to the Hawaii community, First Insurance Company of Hawaii is a trusted and reliable insurance provider in the state.