Eye Insurance Companies

Eye insurance companies offer coverage for various eye-related services and treatments. This can include routine eye exams, prescription glasses and contacts, and even surgeries. Having insurance coverage for your eyes can help reduce the financial burden of these services and ensure your eyes stay healthy. In this article, we will explore some of the top eye insurance companies and what they offer.

Top Eye Insurance Companies

Here are some of the top eye insurance companies in the United States:

Company
Coverage
VSP
Routine eye exams, glasses and contacts, discounts on LASIK and other procedures
EyeMed
Routine eye exams, glasses and contacts, discounts on LASIK and other procedures
UnitedHealthcare
Routine eye exams, glasses and contacts, some coverage for eye diseases and surgeries
Aetna
Routine eye exams, glasses and contacts, some coverage for eye diseases and surgeries
Humana
Routine eye exams, glasses and contacts, some coverage for eye diseases and surgeries

These companies offer a variety of plans with different levels of coverage and costs.

VSP

VSP is one of the largest eye insurance companies in the United States with over 60 million members. They offer several different plans with coverage for routine eye exams, prescription glasses and contacts, and discounts on LASIK and other procedures. They also have a large network of providers, making it easy to find a nearby eye doctor.

If you are looking for coverage specifically for LASIK, VSP has a plan called “LASIK Advantage” which provides discounts on the procedure and includes pre- and post-operative care.

FAQ

What does VSP stand for?

VSP stands for Vision Service Plan.

How much does VSP cost?

The cost of VSP varies depending on the plan you choose and where you live. You can get a quote on their website or through an agent.

Does VSP cover designer frames?

Some VSP plans offer coverage for designer frames, but you may have to pay an additional cost.

Can I use my VSP insurance for online purchases?

Some online retailers accept VSP insurance, but it’s best to check with your specific plan to see what is covered.

Is LASIK covered by VSP?

VSP offers discounts on LASIK through their “LASIK Advantage” plan.

EyeMed

EyeMed is another popular eye insurance company with coverage for routine eye exams, prescription glasses and contacts, and discounts on LASIK and other procedures. They have a large network of providers and offer several different plans with varying levels of coverage and costs.

One unique feature of EyeMed is their “Extra Eyesight” program, which offers additional coverage for eye-related issues such as dry eyes and migraines.

FAQ

How much does EyeMed cost?

The cost of EyeMed varies depending on the plan you choose and where you live. You can get a quote on their website or through an agent.

Does EyeMed cover sunglasses?

Some EyeMed plans offer coverage for prescription sunglasses, but you may have to pay an additional cost.

Can I use my EyeMed insurance for online purchases?

Some online retailers accept EyeMed insurance, but it’s best to check with your specific plan to see what is covered.

Is LASIK covered by EyeMed?

EyeMed offers discounts on LASIK and other procedures.

UnitedHealthcare

UnitedHealthcare offers several different health insurance plans with coverage for routine eye exams, prescription glasses and contacts, and some coverage for eye diseases and surgeries. They have a large network of providers and offer competitive pricing.

One unique feature of UnitedHealthcare is their “Wellness Rewards” program, which offers rewards for healthy behaviors such as getting an annual eye exam.

FAQ

How much does UnitedHealthcare cost?

The cost of UnitedHealthcare varies depending on the plan you choose and where you live. You can get a quote on their website or through an agent.

What is the Wellness Rewards program?

The Wellness Rewards program offers rewards for healthy behaviors such as getting an annual eye exam.

Does UnitedHealthcare cover contact lenses?

Some UnitedHealthcare plans offer coverage for contact lenses, but you may have to pay an additional cost.

Is LASIK covered by UnitedHealthcare?

UnitedHealthcare offers some coverage for LASIK and other procedures, but it varies depending on the plan.

Aetna

Aetna is a health insurance company that offers coverage for routine eye exams, prescription glasses and contacts, and some coverage for eye diseases and surgeries. They have a large network of providers and offer several different plans.

One unique feature of Aetna is their “HealthSpire” program, which offers personalized guidance and support for healthcare choices.

FAQ

How much does Aetna cost?

The cost of Aetna varies depending on the plan you choose and where you live. You can get a quote on their website or through an agent.

What is the HealthSpire program?

The HealthSpire program offers personalized guidance and support for healthcare choices.

Does Aetna cover designer frames?

Some Aetna plans offer coverage for designer frames, but you may have to pay an additional cost.

Is LASIK covered by Aetna?

Aetna offers some coverage for LASIK and other procedures, but it varies depending on the plan.

Humana

Humana is a health insurance company that offers coverage for routine eye exams, prescription glasses and contacts, and some coverage for eye diseases and surgeries. They have a large network of providers and offer several different plans.

One unique feature of Humana is their “Well Dine” program, which offers discounts on healthy meals at participating restaurants.

FAQ

How much does Humana cost?

The cost of Humana varies depending on the plan you choose and where you live. You can get a quote on their website or through an agent.

What is the Well Dine program?

The Well Dine program offers discounts on healthy meals at participating restaurants.

Does Humana cover contact lenses?

Some Humana plans offer coverage for contact lenses, but you may have to pay an additional cost.

Is LASIK covered by Humana?

Humana offers some coverage for LASIK and other procedures, but it varies depending on the plan.

In conclusion, having eye insurance can help ensure that your eyes stay healthy and reduce the financial burden of eye-related services and treatments. There are many eye insurance companies to choose from, each offering different plans and coverage options. It’s important to research and compare different companies and plans to find the one that best fits your needs and budget.