Anthem Vision Insurance: A Comprehensive Guide

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Whether you’re in need of glasses or contacts, vision insurance is designed to help you manage the cost of your eye care. Anthem vision insurance offers a variety of options to make sure you have access to the care you need.

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What is Anthem Vision Insurance?

Anthem vision insurance is a type of insurance that covers eye care services such as eye exams, glasses, and contacts. It’s different from regular health insurance, which typically covers serious medical issues such as hospitalizations and surgeries.

Anthem offers a variety of vision insurance plans to fit your needs and budget. These plans are designed to make sure you have access to the care you need without breaking the bank.

Types of Anthem Vision Insurance Plans

Anthem offers two main types of vision insurance plans:

Plan Type
Description
Standard Plan
This plan covers routine eye exams, glasses or contacts, and some additional eye exams like diabetic eye exams
Premium Plan
This plan covers everything in the standard plan, plus more expensive options like designer frames and progressive lenses

With Anthem vision insurance, you’ll have access to a wide network of eye care providers, including optometrists and ophthalmologists.

How Does Anthem Vision Insurance Work?

Anthem vision insurance works by paying a portion of the cost of your eye care. When you visit an in-network eye care provider, you’ll pay a copay or coinsurance for your exam or glasses. Anthem will then pay the remaining balance to the provider.

Out-of-network providers may also be covered, but you’ll typically pay more for their services. Check with Anthem to see what your out-of-network benefits are.

Frequently Asked Questions About Anthem Vision Insurance

What Does Anthem Vision Insurance Cover?

Anthem vision insurance typically covers the following services:

  • Routine eye exams
  • Glasses or contacts
  • Some additional eye exams like diabetic eye exams

Depending on your plan, Anthem may also cover more expensive options like designer frames and progressive lenses.

How Much Does Anthem Vision Insurance Cost?

The cost of Anthem vision insurance varies depending on the plan you choose and where you live. Typically, premiums can range from around $10 to $40 per month.

You’ll also need to pay copays or coinsurance when you visit an eye care provider. The exact costs will depend on your plan and the services you need.

How Do I Enroll in Anthem Vision Insurance?

You can enroll in Anthem vision insurance during open enrollment periods. These typically occur once a year, although you may also be able to enroll if you experience a qualifying life event such as getting married or having a baby.

To enroll, visit Anthem’s website or speak with a representative.

How Do I Find an In-Network Provider?

Anthem has a large network of eye care providers, so it should be easy to find an in-network provider near you. To find a provider, visit Anthem’s website or call customer service.

Be sure to double-check that a provider is in-network before making an appointment to avoid unexpected costs.

Can I Use My Anthem Vision Insurance for LASIK Surgery?

Depending on your plan, Anthem vision insurance may cover some or all of the cost of LASIK surgery. Check with Anthem to see if this is an option for you.

Conclusion

Anthem vision insurance is a valuable tool for managing the cost of your eye care. With a variety of plans to choose from and a wide network of providers, Anthem makes it easy to get the care you need without breaking the bank.

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