Direct General Car Insurance: Everything You Need to Know

Car insurance is a necessary expense for all car owners. It provides financial protection against unforeseen events and accidents while driving. Direct General Car Insurance is one of the most popular insurance providers in the United States. In this article, we will discuss everything you need to know about Direct General Car Insurance, including its coverage options, discounts, and pricing.

What is Direct General Car Insurance?

Direct General Car Insurance is a US-based car insurance provider that offers a range of coverage options for drivers. The company is known for its affordable pricing and flexible payment plans. It is a popular choice of insurance for drivers who are considered high-risk or have a poor driving record.

Direct General Car Insurance has been in business for over 25 years and is owned by National General Holdings Corp. They offer coverage throughout the United States, with over 400 offices across 13 states.

Coverage Options

Direct General Car Insurance provides drivers with a range of coverage options to choose from. These include:

Types of Coverage
Description
Liability Coverage
Covers damage to other people’s property or bodily injury if you are deemed at fault in an accident
Collision Coverage
Covers damage to your car in an accident, regardless of who is at fault
Comprehensive Coverage
Covers damage to your car caused by events such as theft, vandalism, or natural disasters
Uninsured/Underinsured Motorist Coverage
Covers you if you are in an accident caused by a driver with little or no insurance coverage
Personal Injury Protection (PIP)
Covers medical expenses and lost wages for you and your passengers regardless of who is at fault in an accident

Direct General Car Insurance also offers additional coverage options such as roadside assistance, rental car reimbursement, and custom equipment coverage.

Discounts

Direct General Car Insurance offers several discounts to its policyholders. These discounts include:

Discounts
Description
Safe Driver Discount
For drivers who have a clean driving record for a certain period of time
Multi-Car Discount
For drivers who have more than one car insured with Direct General Car Insurance
Good Student Discount
For students who maintain good grades in school
Senior Citizen Discount
For drivers who are over a certain age, usually 55 or 65

Pricing

The cost of a Direct General Car Insurance policy will vary depending on several factors, including the driver’s age, driving history, location, and the type of car insured. Direct General Car Insurance offers flexible payment plans, including monthly, quarterly, and bi-annual payments. They also accept payments online, by phone, or in person at one of their local offices.

Frequently Asked Questions (FAQ)

What is Direct General Car Insurance?

Direct General Car Insurance is a US-based car insurance provider that offers a range of coverage options for drivers. The company is known for its affordable pricing and flexible payment plans.

What types of coverage does Direct General Car Insurance offer?

Direct General Car Insurance offers several types of coverage, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP).

What discounts are available with Direct General Car Insurance?

Direct General Car Insurance offers several discounts, including safe driver, multi-car, good student, and senior citizen discounts.

How do I pay for my Direct General Car Insurance policy?

Direct General Car Insurance offers flexible payment options, including monthly, quarterly, and bi-annual payments. Payments can be made online, by phone, or in person at one of their local offices.

What factors affect the cost of my Direct General Car Insurance policy?

The cost of a Direct General Car Insurance policy will vary depending on several factors, including the driver’s age, driving history, location, and the type of car insured.

Can I purchase Direct General Car Insurance online?

Yes, Direct General Car Insurance can be purchased online through their website or by calling their customer service line.

Conclusion

Direct General Car Insurance is a popular choice of insurance for drivers who are considered high-risk or have a poor driving record. The company offers a range of coverage options and discounts to its policyholders. With over 25 years of experience and over 400 offices across 13 states, Direct General Car Insurance is a reliable and trusted insurance provider.