Dental Insurance that Covers Orthodontics

Orthodontic treatment is important for many people, but it can be quite expensive. That’s where dental insurance comes in. Some dental insurance plans provide coverage for orthodontic treatment. In this article, we’ll explore what orthodontic treatment is, what type of dental insurance covers it, who is eligible for the coverage, what the costs are, and some frequently asked questions.

What is Orthodontic Treatment?

Orthodontic treatment is a branch of dentistry that deals with correcting misaligned teeth or jaws. This treatment can involve the use of braces, clear aligners, or other appliances to move teeth into a better position. The goal of orthodontic treatment is to improve the appearance and function of teeth, as well as overall oral health.

Orthodontic treatment is usually recommended for children, but adults can benefit from it as well. It can take several months to a few years to complete the treatment, depending on the severity of the misalignment.

What Dental Insurance Plans Cover Orthodontics?

Not all dental insurance plans cover orthodontic treatment. However, some do offer this coverage as part of their benefits package. It is important to check with your insurance provider to see if orthodontic treatment is covered under your plan.

Typically, dental insurance plans that cover orthodontics are more expensive than plans that don’t. However, the cost of treatment can be much higher without insurance coverage, so it may be worth the investment.

Who is Eligible for Orthodontic Coverage?

Each dental insurance plan has its own eligibility requirements for orthodontic coverage. Generally, children and teenagers are more likely to be eligible for coverage than adults. However, some plans do offer coverage for adult orthodontic treatment.

If you are unsure whether you or your child is eligible for orthodontic coverage, it is best to check with your insurance provider.

What are the Costs of Orthodontic Treatment?

The cost of orthodontic treatment varies depending on the severity of the misalignment, the type of treatment required, and the location of the dental practice. Without insurance, the cost of treatment can range from $3,000 to $10,000 or more.

If you have dental insurance that covers orthodontics, your out-of-pocket costs will be reduced. However, you may still be responsible for a deductible or copayment.

FAQs

Q: How do I know if my dental insurance covers orthodontics?

A: Check with your insurance provider to see if orthodontic treatment is covered under your plan. You can usually find this information in your benefits package or by contacting customer service.

Q: What type of orthodontic treatment is covered by dental insurance?

A: Dental insurance plans that cover orthodontics typically cover traditional metal braces, clear aligners, and other appliances used to correct misaligned teeth or jaws.

Q: How much does dental insurance that covers orthodontics cost?

A: Dental insurance plans that cover orthodontics are generally more expensive than plans that don’t. The cost varies depending on the provider and the level of coverage.

Q: Is there a waiting period for orthodontic coverage?

A: Some dental insurance plans have a waiting period before orthodontic coverage begins. This period can range from 6 to 18 months. Make sure to check with your insurance provider to see if there is a waiting period.

Q: Can I choose my orthodontist with dental insurance?

A: Some dental insurance plans require you to choose an in-network orthodontist for coverage. However, some plans allow you to go to any licensed orthodontist and still receive coverage. Check with your insurance provider to see what your options are.

Conclusion

Orthodontic treatment can be expensive, but dental insurance that covers orthodontics can help reduce the cost. If you or your child needs orthodontic treatment, it is important to check with your insurance provider to see if you are eligible for coverage. With the right coverage, you can get the treatment you need without breaking the bank.