Best Dental Insurance for Braces

Braces are a common orthodontic treatment for people with misaligned teeth. While they can be effective in fixing dental issues, they can also be costly. This is where dental insurance comes in to help offset the cost of the treatment. In this article, we’ll take a closer look at the best dental insurance plans for braces treatment.

What is Dental Insurance for Braces?

Dental insurance for braces is a type of insurance plan that covers orthodontic treatment, including braces. While many dental insurance plans cover routine dental care, such as cleanings and fillings, not all of them cover the more expensive orthodontic treatments like braces.

It’s important to keep in mind that orthodontic treatment can vary in cost depending on the type of braces you need and the duration of your treatment. While the price of braces can range from $3,000 to $10,000, dental insurance can help make the treatment more affordable.

Top Dental Insurance Plans for Braces

When looking for the best dental insurance plan for braces, it’s important to consider the coverage and cost of the plan. Here are some of the best dental insurance plans for braces:

Insurance Plan
Coverage for Orthodontic Treatment
Cost
Delta Dental
Covers up to 50% of orthodontic treatment costs
$40-$60 per month
Cigna Dental
Covers up to 50% of orthodontic treatment costs
$30-$50 per month
Humana Dental
Covers up to 50% of orthodontic treatment costs
$20-$40 per month

Delta Dental

Delta Dental is a popular dental insurance plan that offers coverage for braces treatment. They cover up to 50% of the treatment costs, which can significantly reduce the out-of-pocket cost for braces. Delta Dental also has a large network of dentists, giving you more flexibility in choosing a provider.

The cost of Delta Dental can vary depending on the level of coverage you choose. Their plans range from $40 to $60 per month.

Cigna Dental

Cigna Dental is another popular dental insurance plan that covers orthodontic treatment. Like Delta Dental, they cover up to 50% of the treatment costs. Additionally, they have a large network of dentists, making it easier to find a provider near you.

Cigna Dental plans range in cost from $30 to $50 per month.

Humana Dental

Humana Dental is a budget-friendly dental insurance plan that covers orthodontic treatment. They also cover up to 50% of the treatment costs, making the treatment more affordable. Humana Dental has a large network of dentists, giving you more options when choosing a provider.

Humana Dental plans range in cost from $20 to $40 per month.

FAQ

What is the cost of braces without insurance?

The cost of braces can range from $3,000 to $10,000 without insurance. This cost can vary depending on the type of braces you need and the duration of your treatment.

What is the waiting period for dental insurance that covers braces?

The waiting period for dental insurance that covers braces can vary depending on the plan. Some plans may have a waiting period of up to 12 months before coverage for orthodontic treatment kicks in.

Do all dental insurance plans cover braces?

No, not all dental insurance plans cover braces. It’s important to check with your insurance provider to see if your plan covers orthodontic treatment.

Can I get braces without dental insurance?

Yes, you can get braces without dental insurance. However, it can be a significant out-of-pocket expense. It’s important to consider the cost of treatment before undergoing orthodontic treatment without insurance.

When should I get dental insurance for braces?

If you or your child needs braces, it’s recommended to get dental insurance for braces as soon as possible. This can help offset the cost of the treatment and make it more affordable.

Conclusion

Orthodontic treatment such as braces can be costly, but dental insurance can help make the treatment more affordable. When looking for the best dental insurance plan for braces, it’s important to consider the coverage and cost of the plan. Delta Dental, Cigna Dental, and Humana Dental are among the best dental insurance plans for braces, covering up to 50% of treatment costs.