Delta Dental Insurance AARP: Everything You Need to Know

As we age, our dental health becomes increasingly important. That’s why it’s essential to have reliable dental insurance that can help cover the cost of routine checkups, cleanings, and more. For many seniors, Delta Dental Insurance AARP is an attractive option. In this article, we’ll take a closer look at this insurance plan, including its benefits, coverage, and costs.

What is Delta Dental Insurance AARP?

Delta Dental Insurance AARP is a dental insurance plan designed for individuals aged 50 and up. It is a joint venture between Delta Dental and AARP (American Association of Retired Persons), which aims to provide affordable dental coverage to seniors across the United States.

With more than 62 million members, Delta Dental is one of the largest dental insurance providers in the United States. It has a network of dentists across the country, making it easy for insured customers to find a provider near them. AARP, on the other hand, is a non-profit organization that provides a wide range of benefits and services to individuals over 50 years of age.

What are the benefits of Delta Dental Insurance AARP?

One of the primary benefits of Delta Dental Insurance AARP is that it provides comprehensive coverage for essential dental services. This includes routine checkups, cleanings, X-rays, and fillings. The insurance plan also covers more complex dental procedures, such as root canals, crowns, and bridges.

Another benefit of Delta Dental Insurance AARP is that it has a large network of dentists across the United States. This means that insured customers can find a provider near them and receive quality dental care without having to travel long distances. In addition, Delta Dental has a reputation for excellent customer service, making it easy for customers to resolve any issues or concerns they may have.

What does Delta Dental Insurance AARP cover?

Delta Dental Insurance AARP covers a wide range of dental services, including:

It’s important to note that different plans may have different levels of coverage. In general, more expensive plans will cover a higher percentage of the cost of dental services.

What are the costs of Delta Dental Insurance AARP?

The cost of Delta Dental Insurance AARP varies depending on several factors, including the level of coverage, the location of the insured individual, and their age. On average, the cost of the insurance plan ranges from $25 to $50 per month.

It’s important to note that while Delta Dental Insurance AARP covers a wide range of dental services, it may not cover the entire cost of the procedure. Insured individuals may be required to pay a deductible or co-pay for certain services.

FAQs

Is there a waiting period for coverage with Delta Dental Insurance AARP?

Yes, there is typically a waiting period of 6 months for major restorative services, such as crowns and bridges. However, coverage for preventive care and basic restorative services generally starts immediately.

Can I choose my own dentist with Delta Dental Insurance AARP?

Yes, Delta Dental Insurance AARP has a large network of dentists across the United States. However, insured individuals are not required to choose a dentist within the network and can see any licensed dentist they choose. However, seeing a dentist within the network may result in lower out-of-pocket costs.

Is Delta Dental Insurance AARP available in all states?

No, Delta Dental Insurance AARP is not available in all states. However, it is available in most states and has a large network of dentists across the country.

Can I sign up for Delta Dental Insurance AARP if I already have dental insurance?

Yes, Delta Dental Insurance AARP can be used as a secondary insurance plan if you already have dental insurance. This can help cover the cost of dental services that your primary insurance plan does not cover.

What is the process for filing a claim with Delta Dental Insurance AARP?

To file a claim with Delta Dental Insurance AARP, insured individuals should contact their dentist to request a claim form. The form should be filled out by both the dentist and the insured individual and then submitted to Delta Dental for processing. In most cases, payment is sent directly to the dentist.

Final Thoughts

Delta Dental Insurance AARP offers comprehensive dental coverage at an affordable price for seniors across the United States. With a large network of dentists and excellent customer service, insured individuals can receive quality dental care without having to worry about the cost.

Whether you’re in need of routine checkups or more complex dental procedures, Delta Dental Insurance AARP can help ensure that you receive the care you need to maintain good dental health as you age.