CT Husky Insurance: Everything You Need to Know

CT Husky Insurance, also known as Connecticut’s HUSKY Health program, is a state-sponsored health insurance program that provides affordable health care services to low-income families, pregnant women, and children. The program is jointly funded by the state and the federal government, and it is administered by the Department of Social Services in Connecticut.

Who Is Eligible for CT Husky Insurance?

The program is designed to provide health insurance coverage to low-income families who cannot afford private health insurance plans. To be eligible for CT Husky Insurance, you must be a resident of Connecticut, have a household income at or below 185% of the federal poverty level, be pregnant or have children under the age of 19.

As of 2021, the income threshold for a single individual is $23,828 per year, while a family of four can earn up to $49,025 per year and still qualify for CT Husky Insurance.

If you’re not sure whether you qualify for CT Husky Insurance, you can visit the AccessHealthCT website to check your eligibility and enroll in the program.

What Does CT Husky Insurance Cover?

CT Husky Insurance covers a wide range of health care services, including:

CT Husky Insurance also covers preventive care services, such as immunizations and well-child visits, at no cost to the enrollee.

How Much Does CT Husky Insurance Cost?

The cost of CT Husky Insurance depends on your household income and the number of people in your household who are enrolled in the program. If you qualify for the program, you may be asked to pay a small monthly premium or co-payments for some services.

The exact amount you’ll pay for CT Husky Insurance will be determined when you apply for the program and based on your household income. In general, the cost of CT Husky Insurance is much lower than the cost of private health insurance plans.

How to Apply for CT Husky Insurance?

If you’re interested in enrolling in CT Husky Insurance, you can apply online or in-person. The easiest way to apply for the program is to visit the AccessHealthCT website and follow the instructions on the screen.

You will need to provide personal and financial information, including your income, family size, and social security number, to determine your eligibility for the program. Once you submit your application, you will receive a notice in the mail letting you know if you have been approved for the program.

FAQ

1. How long does it take to get approved for CT Husky Insurance?

It can take up to 30 days to process your application and determine your eligibility for CT Husky Insurance. If you are approved for the program, you should receive your insurance card in the mail within a few weeks.

2. Can I enroll in CT Husky Insurance at any time?

No, you can only enroll in CT Husky Insurance during the open enrollment period or if you have a qualifying life event, such as the birth of a child or loss of employment. The open enrollment period typically runs from November 1 to December 15 each year.

3. Can I keep my current doctor if I enroll in CT Husky Insurance?

Not all doctors accept CT Husky Insurance, so you may need to choose a new doctor if your current provider does not participate in the program. You can search for doctors who accept CT Husky Insurance on the AccessHealthCT website.

4. Can I still enroll in CT Husky Insurance if I have pre-existing conditions?

Yes, CT Husky Insurance cannot deny coverage to individuals with pre-existing conditions. However, you may be required to undergo a medical examination to determine the extent of your condition and the appropriate course of treatment.

5. What happens if my income increases while I’m enrolled in CT Husky Insurance?

If your income increases while you’re enrolled in CT Husky Insurance and you no longer qualify for the program, you may be required to pay a higher premium or switch to a different health insurance plan. You should notify the program immediately if your income changes.

Conclusion

If you’re a low-income resident of Connecticut and you need affordable health insurance coverage, CT Husky Insurance may be the solution you’ve been looking for. By enrolling in the program, you can access a wide range of health care services at a fraction of the cost of private insurance plans. To learn more about CT Husky Insurance, visit the AccessHealthCT website today.