Conversion Course from 4-40 to 2-20 – Becoming an Insurance Agent in Florida

This article discusses the Florida 4-40 to 2-20 conversion course. This course is specific to Florida licenses and is how a FL 4-40 CSR can become a FL 2-20 agent without taking a 200 hour course.

Florida distinguishes between a 2-20 General Lines Agent and a 4-40 Customer Service Representative. A 2-20 agent is someone who is allowed to sell insurance and run an insurance agency. A 4-40 Customer Service Representative works under the direction and control of a 2-20 Agent and assists the agent in the sales and operation of the business.

There are two ways to become a 2-20 General Lines Agent. The first is to take and pass the state-required 200-hour pre-licensing course, and then successfully complete the state licensing exam.

The second is to obtain the 4-40 license and work as a full-time customer service representative for at least one year. This license is earned by taking the Florida Insurance University/University of Central Florida Registered Customer Service Representative Designation, which excuse the student from the state license test for the 4-40 license.

Once that is done, the student can take and pass the 4-40 to 2-20 conversion course offered by Florida Insurance University. This course is a 40-hour distance learning course that qualifies the applicant to take the state licensing exam.

In today’s economy, the insurance profession is one of the few where jobs and incomes are not only stable, but growing. Job opportunities are good for people with sales experience and good interpersonal skills. The U.S. government reports that insurance agent employment is expected to grow in 2016. The median annual earnings of insurance agents were $43,870 in May 2006. The range of earnings reflected that the top 10% earned more than $115,090. Company-paid benefits typically include continuing education, group insurance, office space, auto and transportation costs, health insurance, and retirement benefits.

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