Are Dentures Covered by Insurance?

When it comes to dental health, many people often wonder if dentures are covered by their insurance. The answer is not always straightforward, as it depends on the insurance policy you have and the type of dentures you need. In this article, we’ll break down everything you need to know about denture coverage under insurance.

Types of Dentures

Dentures are a common solution for those who have lost their natural teeth due to age, injury or other health issues. There are different types of dentures that you may need, depending on your situation:

Denture Coverage: Insurance Policy Considerations

Insurance policies vary in their coverage for dentures. Some policies may cover all types of dentures, while others may only cover specific types. Here are some factors to consider:

Premiums

If you’re paying a premium for your insurance policy, it’s important to know what’s included in your coverage. Some policies may have higher premiums but offer more comprehensive coverage for denture expenses.

Waiting Periods

Many dental insurance policies have waiting periods before they will cover the cost of certain procedures, including dentures. Make sure to check the waiting period for dentures in your policy.

Deductibles and Co-Pays

Most insurance policies have deductibles and co-pays that need to be paid by the patient. Some policies may only cover a portion of the denture expenses, leaving the patient to pay the remaining cost.

FAQs About Denture Coverage

Here are some frequently asked questions about denture coverage under insurance:

What does dental insurance typically cover?

Dental insurance typically covers preventative care such as cleanings, fillings and X-rays. Some policies may also cover more extensive procedures such as root canals and extractions.

Do all dental insurance policies cover dentures?

No, not all dental insurance policies cover dentures. It’s important to review your policy to see what’s included in your coverage.

What types of dentures are typically covered by insurance?

Most insurance policies cover both complete and partial dentures. Some policies may also cover implant-supported dentures, depending on the policy.

What is the cost of dentures without insurance?

The cost of dentures without insurance varies depending on the type of denture needed and the location. On average, complete dentures can range from $1,200 to $3,000, while partial dentures can range from $700 to $1,800.

Can I use my health insurance for denture coverage?

Typically, health insurance does not cover dental procedures, including dentures. Some policies may offer coverage for oral surgeries, but not for dentures themselves.

Conclusion

Dentures are a common solution for those who have lost their natural teeth, but the cost can be quite expensive. If you have insurance coverage, it’s important to review your policy to see what’s included in your coverage. While not all policies cover dentures, many do offer coverage for complete, partial and implant-supported dentures. By understanding your insurance coverage, you can save money and ensure you receive the dental care you need.