Cigna Dental Insurance Providers: Your Comprehensive Guide

Having dental insurance can help you maintain good oral health without worrying about the cost. With the plethora of dental insurance providers in the market, it’s tough to choose one that suits your needs. Cigna Dental Insurance is one of the many options available, and in this article, we’ll explore everything you need to know about Cigna Dental Insurance providers.

What is Cigna Dental Insurance?

Cigna Dental Insurance is part of Cigna Corporation, one of the largest health insurance providers in the United States. Cigna Dental Insurance offers comprehensive dental plans for individuals, families, and employers. The insurance plans cover preventive, basic, and major dental services.

Preventive Dental Services

Preventive dental services are designed to prevent dental diseases and maintain good oral health. The Cigna Dental Insurance plan covers the following preventive dental services:

Preventive Dental Services
Description
Teeth cleaning
Removal of plaque and tartar from the teeth
Oral exam
Inspection of teeth and gums for signs of dental disease
X-rays
Detect any underlying dental problems such as cavities and impacted teeth

By taking advantage of Cigna Dental Insurance’s preventive dental services, you can maintain good oral health and avoid more expensive dental procedures in the future.

Basic Dental Services

Basic dental services are less complex dental procedures that treat common dental problems. The Cigna Dental Insurance plan provides coverage for the following basic dental services:

Basic Dental Services
Description
Fillings
Restoration of tooth decay with fillings
Root canal treatment
Treatment of infected or inflamed pulp of the tooth
Extractions
Removal of teeth that cannot be saved

If you experience tooth decay, infection, or other basic dental problems, Cigna Dental Insurance’s basic dental services can provide the coverage and care you need to restore your oral health.

Major Dental Services

Major dental services are more complex procedures that treat severe dental problems. The Cigna Dental Insurance plan provides coverage for the following major dental services:

Major Dental Services
Description
Crowns and bridges
Repair or replacement of damaged teeth
Dentures
Replacement of missing teeth
Orthodontic treatment
Straightening of teeth with braces or aligners

If you experience severe dental problems such as tooth loss or misaligned teeth, Cigna Dental Insurance’s major dental services can provide the coverage and care you need to restore your oral health.

Cigna Dental Insurance Providers

Cigna Dental Insurance providers are dentists who participate in the Cigna Dental Network. By choosing a Cigna Dental Insurance provider, you can save money on your dental treatments while receiving high-quality care.

How to Find a Cigna Dental Insurance Provider

Here are the steps to find a Cigna Dental Insurance provider:

  1. Visit the Cigna Dental Insurance website
  2. Click on “Find a Dentist”
  3. Enter your location
  4. Select “Cigna Dental Care (DHMO)” or “Cigna Dental PPO”
  5. Choose a dentist from the list of Cigna Dental Insurance providers

Benefits of Choosing a Cigna Dental Insurance Provider

Here are some benefits of choosing a Cigna Dental Insurance provider:

  • Lower out-of-pocket costs
  • Discounted fees
  • No paperwork to file
  • High-quality care

By choosing a Cigna Dental Insurance provider, you can save money on your dental treatments while receiving high-quality care.

Frequently Asked Questions (FAQs)

What is covered by Cigna Dental Insurance?

Cigna Dental Insurance covers preventive, basic, and major dental services. The insurance plan provides coverage for teeth cleaning, fillings, crowns and bridges, dentures, and orthodontic treatment.

How do I find a Cigna Dental Insurance provider?

You can find a Cigna Dental Insurance provider by visiting the Cigna Dental Insurance website and clicking on “Find a Dentist”. Enter your location, select “Cigna Dental Care (DHMO)” or “Cigna Dental PPO”, and choose a dentist from the list of Cigna Dental Insurance providers.

How much does Cigna Dental Insurance cost?

The cost of Cigna Dental Insurance varies depending on the plan you choose, your location, and other factors. For example, the Cigna Dental Preventive plan starts at $19 per month.

Can I get orthodontic treatment with Cigna Dental Insurance?

Yes, Cigna Dental Insurance provides coverage for orthodontic treatment. However, the amount of coverage varies depending on the plan you choose.

Does Cigna Dental Insurance cover teeth whitening?

No, Cigna Dental Insurance does not cover teeth whitening. Teeth whitening is considered a cosmetic dental procedure and is not covered by most dental insurance plans.

Can I use my Cigna Dental Insurance plan for emergency dental treatment?

Yes, you can use your Cigna Dental Insurance plan for emergency dental treatment. However, you may need to pay a higher copayment or coinsurance for emergency dental services.

Conclusion

Cigna Dental Insurance provides comprehensive dental plans that cover preventive, basic, and major dental services. By choosing a Cigna Dental Insurance provider, you can save money on your dental treatments while receiving high-quality care. To find a Cigna Dental Insurance provider, visit the Cigna Dental Insurance website and follow the steps. If you have any questions or concerns, don’t hesitate to contact Cigna Dental Insurance customer service for assistance.