Everything You Need to Know About Anthem Eye Insurance

If you’re looking for vision insurance, you may have heard of Anthem Eye Insurance. This insurance plan is offered by Anthem Blue Cross and Blue Shield, a well-known health insurance provider. Anthem Eye Insurance is designed to help you cover the cost of eye exams, glasses, contacts, and other vision-related expenses. But how does it work? And is it right for you? In this article, we’ll answer all your questions about Anthem Eye Insurance.

What is Anthem Eye Insurance?

Anthem Eye Insurance is a standalone vision insurance plan that is offered by Anthem Blue Cross and Blue Shield. It is designed to help individuals and families cover the cost of eye exams, glasses, contacts, and other vision-related expenses. The plan is available in most states and can be purchased as a standalone plan or as an add-on to an existing Anthem health insurance plan.

With Anthem Eye Insurance, you can choose from a network of eye doctors and optometrists to receive the care you need. You’ll also have access to discounts on LASIK surgery, hearing aids, and other services.

What Does Anthem Eye Insurance Cover?

Anthem Eye Insurance covers a variety of vision-related expenses, including:

Covered Services
Eye exams
Every 12 months
$10 copay
Glasses or contacts
Every 12 months
$25 copay
Every 24 months
$0 to $130 allowance (depending on plan)
Every 12 months
$0 to $70 allowance (depending on plan)
Contact lenses
Every 12 months
$0 to $130 allowance (depending on plan)

It’s important to note that the specific coverage and costs will depend on the plan you choose. Anthem Eye Insurance offers several different plans, so it’s important to review the details before making a decision.

How Much Does Anthem Eye Insurance Cost?

The cost of Anthem Eye Insurance will depend on the plan you choose and the state you live in. In general, the monthly premium for Anthem Eye Insurance ranges from around $10 to $30 per month. You may also have to pay a deductible before your insurance coverage kicks in.

It’s important to review the cost and coverage details of each plan before making a decision. You’ll want to consider your budget, your vision needs, and any other factors that may impact your decision.

Is Anthem Eye Insurance Right for You?

If you’re considering Anthem Eye Insurance, you’ll want to evaluate whether it’s the right choice for you. Here are a few things to consider:

Your Vision Needs

First and foremost, you’ll want to consider your vision needs. If you wear glasses or contacts, need regular eye exams, or have other vision-related expenses, Anthem Eye Insurance may be a good option for you. However, if you rarely need vision care, it may not be worth the cost.

Your Budget

You’ll also want to consider your budget when evaluating whether Anthem Eye Insurance is right for you. While the monthly premiums for Anthem Eye Insurance plans are generally affordable, there may be additional costs, such as deductibles and copays, that can add up over time.

Your Existing Health Insurance Coverage

If you already have health insurance through Anthem Blue Cross and Blue Shield, you may be able to add on Anthem Eye Insurance as a supplemental plan. This can be a convenient and cost-effective way to get the coverage you need. However, if you have health insurance through another provider, you may want to look into standalone vision insurance options.

Your Preferred Eye Care Providers

Finally, you’ll want to consider whether the eye care providers in the Anthem Eye Insurance network meet your needs. If you have a preferred optometrist or ophthalmologist, you’ll want to make sure they are part of the network before choosing this insurance plan.


What is the Anthem Eye Insurance network?

The Anthem Eye Insurance network is a group of eye doctors, optometrists, and ophthalmologists who accept Anthem Eye Insurance as payment for services. If you choose Anthem Eye Insurance, you’ll want to make sure the providers in the network meet your needs.

Can I use Anthem Eye Insurance with any eye doctor?

While you can technically use Anthem Eye Insurance with any eye doctor, you may end up paying more if the provider is not in the Anthem Eye Insurance network. It’s best to choose a provider who is in the network to ensure you get the most coverage.

How do I enroll in Anthem Eye Insurance?

You can enroll in Anthem Eye Insurance online, by phone, or through an insurance broker. To enroll, you’ll need to provide some basic information, such as your name, address, and contact information. You’ll also need to choose the plan that best meets your needs.

How do I file a claim with Anthem Eye Insurance?

Most eye care providers who are part of the Anthem Eye Insurance network can file claims on your behalf. If you receive services from an out-of-network provider, you may need to file a claim yourself. You can do this by submitting a claim form and any necessary documentation to Anthem Eye Insurance.

Can I change my Anthem Eye Insurance plan?

Yes, you can change your Anthem Eye Insurance plan if your needs change. You can do this during the annual open enrollment period or if you experience a qualifying life event, such as getting married or having a baby.


Anthem Eye Insurance can be a great option for individuals and families who need coverage for eye exams, glasses, contacts, and other vision-related expenses. By understanding the coverage options, costs, and network providers, you can make an informed decision about whether this insurance plan is right for you. Don’t hesitate to reach out to Anthem Blue Cross and Blue Shield if you have any questions or need more information.