America First Insurance: Everything You Need to Know

Insurance is an essential part of our lives, protecting us from the unexpected. America First Insurance offers a wide range of insurance coverage options, including auto, home, and renters insurance. But what sets America First Insurance apart from other insurance companies? In this article, we’ll take a closer look at America First Insurance, its history, coverage options, and what customers have to say about their experiences.

History of America First Insurance

America First Insurance was founded in 1947 in Cedar Rapids, Iowa. It was originally known as the Mutual Auto Insurance Company and offered auto insurance coverage to members of the Iowa State Education Association. In 1956, the company changed its name to American Mutual Insurance Company and expanded its coverage options to include homeowners insurance. In 1989, the company changed its name again to America First Insurance and expanded its coverage to include renters insurance.

Today, America First Insurance is a subsidiary of the Zurich Insurance Group and operates in 37 states across the United States.

What Customers Have to Say

One of the most important factors to consider when choosing an insurance provider is customer satisfaction. According to the J.D. Power 2021 Auto Insurance Study, America First Insurance received a rating of 837 out of 1,000, ranking it third among all insurance providers in the Central region.

Customers praise America First Insurance for its excellent customer service, quick claims processing, and competitive pricing. One customer said, “I have had a great experience with America First Insurance. They have always been there when I needed them and have helped me through some tough times.”

Coverage Options

America First Insurance offers a wide range of insurance coverage options. Let’s take a closer look at each one.

Auto Insurance

Auto insurance is mandatory in most states, and America First Insurance offers a variety of coverage options to meet your needs. These include liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage.

Liability coverage pays for damages and injuries you cause to others in an accident. Collision coverage pays for damages to your vehicle in the event of an accident. Comprehensive coverage pays for damages to your vehicle that are not caused by an accident, such as theft, vandalism, or natural disasters. Personal injury protection pays for medical expenses and lost wages if you are injured in an accident. Uninsured/underinsured motorist coverage pays for damages if you are in an accident with an uninsured or underinsured driver.

Discounts

America First Insurance offers several discounts for auto insurance customers, including safe driver discounts, multi-car discounts, and good student discounts. These discounts can help lower your premium and make insurance more affordable.

Homeowners Insurance

Your home is likely one of your biggest investments, and homeowners insurance is essential to protecting it. America First Insurance offers coverage for your home, personal property, and liability.

If your home is damaged or destroyed by a covered event, such as a fire or storm, your homeowners insurance will pay for repairs or rebuilding. Personal property coverage will pay for damages to your personal belongings, such as furniture, clothing, and electronics. Liability coverage will pay for damages if someone is injured on your property.

Discounts

America First Insurance offers several discounts for homeowners insurance customers, including new home discounts, protective device discounts, and claims-free discounts.

Renters Insurance

If you rent your home, renters insurance is just as important as homeowners insurance. Renters insurance protects your personal belongings, liability, and additional living expenses if you are forced to leave your rental due to a covered event.

If your personal belongings are damaged or stolen, your renters insurance will cover the cost of replacing them. Liability coverage will pay for damages if you are responsible for injuries or damages to someone else’s property. Additional living expenses coverage will pay for a hotel room or other living arrangements if you are forced to leave your rental due to a covered event.

Discounts

Discounts for renters insurance customers include protective device discounts, claims-free discounts, and multi-policy discounts.

FAQ

Conclusion

America First Insurance is an excellent choice for those looking for reliable, affordable insurance coverage. With a wide range of coverage options and discounts available, America First Insurance is dedicated to providing its customers with the best possible insurance experience. Whether you need auto, home, or renters insurance, America First Insurance has got you covered.