Universal North America Insurance: A Comprehensive Overview

Universal North America Insurance Company is one of the leading providers of home insurance, auto insurance, and renters insurance in the United States. The company has been in operation for more than two decades and is known for its excellent customer service and competitive rates.

History of Universal North America Insurance

Universal North America Insurance was established in 1997 and is headquartered in Fort Lauderdale, Florida. The company was founded by several insurance industry veterans who saw an opportunity to provide high-quality insurance coverage at affordable rates.

Since its founding, Universal North America Insurance has grown significantly, expanding beyond its Florida roots to become a national insurance provider. Today, the company offers a wide range of insurance products, including home insurance, auto insurance, and renters insurance, as well as other specialty insurance products.

Insurance Products Offered by Universal North America

Universal North America Insurance offers a comprehensive range of insurance products to meet the needs of its customers. Here is a brief overview of the different types of insurance policies available from Universal North America Insurance:

Home Insurance

Universal North America Insurance offers a range of home insurance policies to protect homeowners from financial loss due to damage or destruction of their property. Home insurance policies from Universal North America Insurance typically cover damage or destruction due to fire, theft, weather events, and other common perils.

The company’s home insurance policies also typically provide liability coverage, which can protect homeowners from financial loss if someone is injured while on their property.

Auto Insurance

Universal North America Insurance also offers a range of auto insurance policies to protect drivers from financial loss due to accidents, theft, and other risks. The company’s auto insurance policies typically cover damage to the insured vehicle, as well as liability coverage for bodily injury or property damage caused by the insured driver.

Universal North America Insurance also offers additional coverage options, such as collision coverage for damage caused by accidents, comprehensive coverage for damage caused by non-collision events, and uninsured motorist coverage.

Renters Insurance

Universal North America Insurance also offers renters insurance, which provides coverage for renters in the event that their personal property is damaged or destroyed. Renters insurance policies from Universal North America Insurance typically cover damage or loss due to fire, theft, and other common perils, as well as liability coverage for bodily injury or property damage caused by the insured renter.

Why Choose Universal North America Insurance?

There are many reasons why customers choose Universal North America Insurance for their insurance needs. Here are just a few of the key benefits of choosing Universal North America Insurance:

Competitive Rates

Universal North America Insurance is known for its competitive rates, which enable customers to get the coverage they need at an affordable price. The company offers a range of discounts and incentives to help customers save money on their insurance policies.

Excellent Customer Service

Universal North America Insurance is committed to providing excellent customer service to its customers. The company has a team of knowledgeable insurance professionals who are available to answer questions and provide support to customers when they need it.

Fast Claims Processing

In the event of a claim, Universal North America Insurance is committed to processing claims quickly and efficiently. The company has a streamlined claims process that enables customers to get the financial support they need as quickly as possible.

Frequently Asked Questions

Here are some of the most frequently asked questions about Universal North America Insurance:

What types of insurance does Universal North America Insurance offer?

Universal North America Insurance offers a range of insurance products, including home insurance, auto insurance, and renters insurance. The company also offers other specialty insurance products.

What types of discounts are available from Universal North America Insurance?

Universal North America Insurance offers a range of discounts and incentives to help customers save money on their insurance policies. Some of the most common discounts include multi-policy discounts, safe driver discounts, and homeowner discounts.

How can I file a claim with Universal North America Insurance?

To file a claim with Universal North America Insurance, customers can contact the company’s claims department by phone, email, or online. The company’s claims department will guide customers through the claims process and help them get the financial support they need as quickly as possible.

What is the financial strength of Universal North America Insurance?

Universal North America Insurance is a financially strong and stable insurance company. The company has excellent ratings from independent rating agencies, such as A.M. Best and Standard & Poor’s.

Conclusion

Universal North America Insurance is a leading provider of home insurance, auto insurance, and renters insurance in the United States. The company is known for its competitive rates, excellent customer service, and fast claims processing. Whether you are a homeowner, driver, or renter, Universal North America Insurance has a range of insurance products to meet your needs.