Allied Insurance Company: A Comprehensive Guide

Allied Insurance Company has been in operation since 1929 and has become one of the leading insurers in the United States. With a wide range of insurance products offered, Allied has been a trusted provider for many individuals and businesses. This article will provide an in-depth guide about Allied Insurance Company, including their history, services, policies, and frequently asked questions.

History of Allied Insurance Company

Allied Insurance Company was established in Des Moines, Iowa in 1929. Initially, the company focused on providing coverage for farmers. Over the years, Allied expanded its services and is now one of the largest insurance providers in the country. In 1998, Allied Insurance Company became a subsidiary of Nationwide Mutual Insurance Company, a leading insurance giant.

Allied’s commitment to providing top-quality insurance products has earned them a reputation for excellence. With over 90 years of operation under their belt, they continue to be a leading player in the industry.

Allied Insurance Services

Allied Insurance offers a wide range of insurance products to cover different areas of life. Their services include:

Insurance Type
Description
Auto Insurance
Provides coverage for personal and commercial vehicles, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
Home Insurance
Offers coverage for homeowners, renters, and condo insurance, including property damage, liability, and personal belongings coverage.
Life Insurance
Provides coverage for individuals and families, including term life, whole life, and universal life insurance policies.
Business Insurance
Covers a wide range of commercial insurance, including general liability, property, workers’ compensation, and professional liability insurance.

Allied Insurance also offers specialized coverage, including pet insurance, identity theft protection, and flood insurance.

Allied Insurance Policies

Allied Insurance policies are tailored to meet the needs of their clients. Their comprehensive coverage options include:

Auto Insurance Policies

Allied offers several auto insurance policies, including:

  • Liability coverage that protects against damages caused to third parties
  • Collision coverage that covers the cost of repairing or replacing your vehicle in the event of an accident
  • Comprehensive coverage that covers damages caused by external factors, such as theft, vandalism, and natural disasters
  • Uninsured/underinsured motorist coverage that covers damages caused by drivers with insufficient or no insurance
  • Personal injury protection that covers medical expenses and lost wages in the event of an accident

Home Insurance Policies

Allied offers three types of home insurance policies:

  • Homeowners insurance that covers damages to the structure of your home and personal belongings
  • Renters insurance that covers personal belongings and liability
  • Condo insurance that covers the interior of your condominium unit and personal belongings

Life Insurance Policies

Allied Insurance offers three types of life insurance policies to meet the needs of their clients:

  • Term life insurance that provides coverage for a specific period of time
  • Whole life insurance that provides coverage for the duration of your life
  • Universal life insurance that provides flexible coverage and investment options

Business Insurance Policies

Allied offers several commercial insurance policies, including:

  • General liability insurance that covers damages caused to third parties
  • Property insurance that covers damages caused to business property or assets
  • Workers’ compensation insurance that provides medical expense and lost wages coverage to employees injured on the job
  • Professional liability insurance that provides coverage for professionals, such as doctors, lawyers, and accountants

Frequently Asked Questions (FAQs)

Q: How do I file a claim with Allied Insurance?

A: To file a claim with Allied Insurance, you can either call their claims department or file a claim online through their website.

Q: What discounts are available for Allied Insurance policies?

A: Allied Insurance offers several discounts for their policies, including safe driver discounts, multi-car discounts, and bundling discounts for combining multiple policies.

Q: Does Allied Insurance offer roadside assistance?

A: Yes, Allied Insurance offers roadside assistance coverage as an add-on to their auto insurance policies.

Q: How long does it usually take to get a quote from Allied Insurance?

A: Getting a quote from Allied Insurance typically takes a few minutes. They offer an online quote tool that allows you to get a quote instantly.

Q: Is Allied Insurance a good option for small businesses?

A: Yes, Allied Insurance offers several commercial insurance policies that are tailored to meet the needs of small businesses.

Q: Is Allied Insurance available in all states?

A: Allied Insurance is available in most states across the United States. Check with an agent in your area to confirm availability.

In conclusion, Allied Insurance Company has a long-standing reputation for providing exceptional insurance products and services. With a wide range of coverage options and policies tailored to meet specific needs, Allied is a trusted provider for individuals and businesses alike. For more information about Allied Insurance, visit their website or contact an agent today.