Allied Car Insurance: Everything You Need to Know

Car insurance is an important investment that every car owner should make. It provides financial protection in case of unforeseen circumstances such as accidents, theft, or natural disasters. Among the many car insurance providers out there, Allied car insurance is a popular choice for many drivers.

What is Allied Car Insurance?

Allied car insurance is a subsidiary of Nationwide Insurance, one of the largest insurance providers in the United States. Allied offers a range of car insurance policies to meet the needs of different drivers, from liability-only to comprehensive coverage. They also offer discounts for safe driving, multiple policies, and good grades for students.

If you’re thinking about getting Allied car insurance, here’s everything you need to know.

Types of Coverage Offered by Allied Car Insurance

There are several types of car insurance coverage offered by Allied, including:

Type of Coverage
Description
Liability Insurance
Covers damages to other people’s property or injuries caused by you in an accident.
Collision Insurance
Covers damages to your car caused by a collision with another vehicle or object.
Comprehensive Insurance
Covers damages to your car caused by things other than collisions, such as theft, vandalism, or natural disasters.
Uninsured/Underinsured Motorist Insurance
Covers damages and injuries caused by another driver who doesn’t have enough insurance or no insurance at all.
Personal Injury Protection (PIP)
Covers medical expenses, lost wages, and other expenses caused by an accident, regardless of who is at fault.

It’s important to choose the right coverage for your needs and budget. A good insurance agent can help you make the right decision.

Discounts Offered by Allied Car Insurance

Allied car insurance offers several discounts to help you save money on your premiums. Here are some of the most common discounts:

Discount
Description
Safe Driver Discount
Drivers who have a clean driving record for a certain period of time are eligible for this discount.
Multiple Policy Discount
Drivers who have multiple policies with Allied (such as car and home insurance) are eligible for this discount.
Good Student Discount
Students who maintain good grades are eligible for this discount.
Anti-Theft Device Discount
Drivers who have anti-theft devices installed in their cars are eligible for this discount.

How to Get a Quote from Allied Car Insurance

Getting a quote from Allied car insurance is easy. You can get a quote online or by calling their toll-free number. Here’s how:

Online Quote

  1. Go to the Allied car insurance website.
  2. Click on “Get a Quote.”
  3. Enter your zip code and click on “Get a Quote.”
  4. Enter your personal information, such as your name, date of birth, and address.
  5. Enter information about your car, such as the make, model, and year.
  6. Select the type of coverage you want.
  7. Select any discounts you’re eligible for.
  8. Review your quote and submit your information.

Phone Quote

If you prefer to get a quote over the phone, you can call Allied car insurance at their toll-free number: 1-800-282-1446.

FAQs About Allied Car Insurance

How can I contact Allied car insurance?

You can contact Allied car insurance by phone, email, or mail. Here’s how:

  • Phone: 1-800-282-1446
  • Email: You can email Allied car insurance through their website.
  • Mail: Allied Insurance, P.O. Box 26627, Richmond, VA 23261-6627

What should I do if I get into an accident?

If you get into an accident, here are some steps you should take:

  1. Make sure everyone is safe and call for medical assistance if needed.
  2. Call the police and file a report.
  3. Exchange information with the other driver, including names, addresses, phone numbers, insurance information, and driver’s license numbers.
  4. Take pictures of the damage and the scene of the accident.
  5. Contact your insurance agent and report the accident.
  6. Cooperate with the police and your insurance company.

How can I file a claim with Allied car insurance?

If you need to file a claim with Allied car insurance, you can do so online or by phone. Here’s how:

Online Claim

  1. Go to the Allied car insurance website.
  2. Click on “Claims.”
  3. Select the type of claim you want to file (such as auto or property).
  4. Enter your policy number and other information.
  5. Submit your claim.

Phone Claim

You can also file a claim by calling Allied car insurance at their toll-free number: 1-800-282-1446.

What factors affect my car insurance premiums?

Several factors can affect your car insurance premiums, including:

  • Your driving record
  • Your age
  • Your gender
  • Your location
  • Your credit score
  • The type of car you drive
  • The amount of coverage you choose
  • The deductible you choose
  • Any discounts you’re eligible for

Is Allied car insurance available in my state?

Allied car insurance is available in most states in the United States. To find out if Allied car insurance is available in your state, visit their website or contact their customer service.

In conclusion, Allied car insurance is a reliable and affordable choice for car insurance. They offer a range of coverage options and discounts to meet the needs of different drivers. Remember to choose the right coverage for your needs and budget, and always drive safely on the road.