AARP Home and Auto Insurance: Everything You Need to Know

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When it comes to insurance, AARP is a well-known and trusted brand that has been around for over 60 years. AARP Home and Auto Insurance provides coverage for homeowners, renters, and drivers, and is tailored specifically for individuals over the age of 50. In this article, we will discuss everything you need to know about AARP Home and Auto Insurance, including coverage options, discounts, and frequently asked questions.

Table Contents show

Home Insurance

AARP Home Insurance provides coverage for your home, personal property, and liability. Below are some of the coverage options available:

Dwelling Coverage

Dwelling coverage protects your home’s structure and any attached buildings, such as garages or sheds. This coverage pays for repairs or replacement if your home is damaged or destroyed by a covered event, such as fire, windstorm, or vandalism.

Personal Property Coverage

This coverage protects your personal belongings, such as furniture, clothing, and electronics. It covers theft or damage caused by a covered event, such as a fire or storm. You can choose between actual cash value, which pays for the depreciated value of your items, or replacement cost, which pays for the cost to replace them with new items.

Liability Coverage

If someone gets injured on your property, liability coverage can help cover their medical bills and any legal fees if you are sued. It also covers damage caused by you or your family members to someone else’s property.

Additional Coverage Options

AARP Home Insurance offers additional coverage options to customize your policy to fit your needs. Some of these options include:

  • Identity theft protection
  • Jewelry and fine arts coverage
  • Flood insurance

Discounts

AARP Home Insurance offers a variety of discounts to help you save money on your policy. Some of these discounts include:

  • Multi-policy discount for bundling your home and auto insurance
  • Safety features discount for having smoke detectors, fire extinguishers, or a security system
  • Retiree discount for being over the age of 50 and retired

FAQ

Question
Answer
What is the average cost of AARP Home Insurance?
The cost of AARP Home Insurance varies based on several factors, such as the size and age of your home, your location, and your coverage needs. Contact AARP to get a customized quote.
How do I file a claim?
You can file a claim by calling AARP’s claims department at 1-800-423-6789.
What is the deductible?
The deductible is the amount you pay out of pocket before your insurance coverage kicks in. AARP offers a range of deductible options to fit your budget.

Auto Insurance

AARP Auto Insurance provides coverage for drivers, including liability, collision, and comprehensive coverage. Below are some of the coverage options available:

Liability Coverage

This coverage pays for damage you cause to others in an accident, including their medical bills, lost wages, and property damage. It also covers any legal fees if you are sued.

Collision Coverage

Collision coverage pays for damage to your vehicle in an accident, regardless of who is at fault. It covers the cost of repairs or replacement up to the value of your car.

Comprehensive Coverage

This coverage pays for damage to your vehicle caused by non-collision events, such as theft, vandalism, or weather-related damage. It also covers damage from hitting an animal.

Additional Coverage Options

AARP Auto Insurance offers additional coverage options to customize your policy to fit your needs. Some of these options include:

  • Rental car reimbursement
  • Emergency roadside assistance
  • Glass coverage

Discounts

AARP Auto Insurance offers a variety of discounts to help you save money on your policy. Some of these discounts include:

  • Safe driving discount for having no accidents or violations in a certain period of time
  • Multi-car discount for insuring multiple vehicles on the same policy
  • Home and auto bundle discount for bundling your home and auto insurance

FAQ

Question
Answer
What is the average cost of AARP Auto Insurance?
The cost of AARP Auto Insurance varies based on several factors, such as your age, driving history, and the type of car you drive. Contact AARP to get a customized quote.
How do I file a claim?
You can file a claim by calling AARP’s claims department at 1-800-423-6789.
What is the deductible?
The deductible is the amount you pay out of pocket before your insurance coverage kicks in. AARP offers a range of deductible options to fit your budget.

Conclusion

AARP Home and Auto Insurance provide comprehensive coverage options for homeowners, renters, and drivers over the age of 50. With customizable coverage options and a variety of discounts, AARP is a great option for those looking for reliable and affordable insurance. Contact AARP to get a custom quote today!

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