American Collectors Insurance Reviews
Are you an avid collector of valuable items such as classic cars, sports memorabilia, or rare coins? If so, protecting your collection through insurance is a must. One popular option for collectors is American Collectors Insurance. In this article, we will review the company, its policies, and customer experiences with American Collectors Insurance.
Overview of American Collectors Insurance
American Collectors Insurance has been providing insurance for collectibles since 1976. The company offers coverage for a variety of collectibles, including classic and antique cars, sports memorabilia, firearms, wine, and more. They are headquartered in Cherry Hill, New Jersey, and are licensed to sell insurance in all 50 states.
One unique aspect of American Collectors Insurance is their focus on building relationships with their clients. They offer personalized service and work directly with customers to create customized policies that meet their specific needs. Additionally, they have a team of knowledgeable underwriters who specialize in different types of collectibles.
American Collectors Insurance Policies
American Collectors Insurance offers several different types of policies to protect collectibles. These include:
Policy Type |
Description |
Agreed Value |
Insures the full value of the collectible, as agreed upon by the insurer and insured |
Stated Value |
Insures the collectible for a set value agreed upon by the insurer and insured |
Actual Cash Value |
Insures the collectible for its current cash value at the time of loss or damage |
They also offer liability and excess liability coverage, which protects the collector from liability claims that may arise from owning and displaying their collectibles. In addition, American Collectors Insurance offers coverage for transportation and storage of collectibles.
Customer Reviews of American Collectors Insurance
What do customers have to say about their experiences with American Collectors Insurance? The company has a 4.4-star rating on Trustpilot, with many positive reviews from satisfied customers. Here are a few examples:
“I’ve had American Collectors Insurance for several years and have been extremely satisfied with the service and coverage.”
“I’ve had claims with ACI and they have handled them quickly and to my satisfaction. Highly recommend!”
While there are a few negative reviews, they are outweighed by the positive reviews for the company.
Frequently Asked Questions
What types of collectibles can be insured by American Collectors Insurance?
American Collectors Insurance offers insurance for a variety of collectibles, including classic and antique cars, sports memorabilia, firearms, wine, and more. Contact them directly to see if they offer coverage for your specific collection.
What types of policies does American Collectors Insurance offer?
American Collectors Insurance offers three types of policies: Agreed Value, Stated Value, and Actual Cash Value. They also offer liability and excess liability coverage, as well as coverage for transportation and storage of collectibles.
What do customers have to say about their experiences with American Collectors Insurance?
American Collectors Insurance has a 4.4-star rating on Trustpilot, with many positive reviews from satisfied customers. While there are a few negative reviews, they are outweighed by the positive reviews for the company.
How do I get a quote from American Collectors Insurance?
You can get a quote from American Collectors Insurance by visiting their website or by contacting them directly via phone or email.
Is American Collectors Insurance licensed to sell insurance in my state?
Yes, American Collectors Insurance is licensed to sell insurance in all 50 states.
Conclusion
American Collectors Insurance is a reputable insurance company that specializes in providing coverage for valuable collectibles. With personalized service and knowledgeable underwriters, they are a great option for collectors looking to protect their collections. With a 4.4-star rating on Trustpilot and many positive customer reviews, American Collectors Insurance is a solid choice for collectors looking for insurance.
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