Empire Dental Insurance: Protecting Your Dental Health

Dental health is an essential aspect of overall health and wellness. However, dental treatments and procedures can be expensive. That’s why having dental insurance can help you save money and maintain good oral health. Empire Dental Insurance provides comprehensive dental coverage that takes care of your teeth and gums. In this article, we’ll explore what Empire Dental Insurance is, what they offer, and how it can benefit you.

What is Empire Dental Insurance?

Empire Dental Insurance is a dental insurance provider that offers a range of dental plans to individuals and families across the United States. They are committed to providing affordable dental coverage that meets the needs of their customers. Empire Dental Insurance is a subsidiary of Anthem, Inc. which is one of the largest health benefits companies in the United States.

History of Empire Dental Insurance

Empire Dental Insurance was founded in 1968, and since then, they have been providing quality dental coverage to individuals and families. In 2004, Empire Dental Insurance became a subsidiary of Anthem, Inc. which allowed them to expand their coverage network and provide better service to their customers.

What Does Empire Dental Insurance Offer?

Empire Dental Insurance offers a range of dental plans that cater to different needs and budgets. Their plans include:

Plan Type
Description
Individual Plan
Provides dental coverage for one person
Family Plan
Provides dental coverage for the whole family
Preferred Provider Organization (PPO) Plan
Offers lower out-of-pocket costs when you visit a dentist within the network
Health Maintenance Organization (HMO) Plan
Provides dental coverage with a fixed fee for each visit to a dentist within the network

Empire Dental Insurance plans cover a range of dental services, including:

  • Preventive services (e.g. regular check-ups and cleanings)
  • Basic services (e.g. fillings and extractions)
  • Major services (e.g. crowns and bridges)
  • Orthodontic services (e.g. braces and retainers)

How Does Empire Dental Insurance Work?

Empire Dental Insurance works like any other dental insurance provider. You pay a monthly premium in exchange for dental coverage. When you need dental treatment or services, you visit a dentist within the Empire Dental Insurance network. If you visit a dentist outside the network, you may have to pay more out-of-pocket costs. Depending on your plan, Empire Dental Insurance will cover a certain percentage of the cost of your dental treatment.

How to Enroll in Empire Dental Insurance

You can enroll in Empire Dental Insurance through their website or by calling their customer service hotline. To enroll, you will need to provide your personal information, such as your name, address, and Social Security number. You will also need to choose a plan that suits your needs and budget.

FAQ: Frequently Asked Questions About Empire Dental Insurance

Here are some frequently asked questions about Empire Dental Insurance:

1. How can I find a dentist within the Empire Dental Insurance network?

You can search for a dentist within the Empire Dental Insurance network on their website. You can also call their customer service hotline for assistance.

2. How much does Empire Dental Insurance cost?

The cost of Empire Dental Insurance depends on the plan you choose and your location. You can get a quote on their website or by calling their customer service hotline.

3. Is there a waiting period before I can use my Empire Dental Insurance?

Yes, there may be a waiting period before you can use your Empire Dental Insurance. The waiting period varies depending on your plan and the type of dental service you need.

4. Can I cancel my Empire Dental Insurance plan?

Yes, you can cancel your Empire Dental Insurance plan at any time. However, you may have to pay a cancellation fee.

5. Does Empire Dental Insurance cover pre-existing conditions?

Empire Dental Insurance may cover pre-existing conditions depending on your plan and the severity of your condition. You can check with their customer service hotline for more information.

The Benefits of Empire Dental Insurance

Here are some benefits of having Empire Dental Insurance:

1. Affordable Dental Coverage

Empire Dental Insurance offers dental coverage that is affordable and flexible. You can choose a plan that suits your needs and budget.

2. Comprehensive Dental Coverage

Empire Dental Insurance plans cover a range of dental services, including preventive, basic, major, and orthodontic services. This means you can get the dental care you need without worrying about the cost.

3. Access to a Large Network of Dentists

Empire Dental Insurance has a large network of dentists across the United States. This means you can easily find a dentist near you who accepts Empire Dental Insurance.

4. Flexibility

Empire Dental Insurance offers a range of plans that cater to different needs and budgets. This means you can choose a plan that suits your lifestyle and dental needs.

Conclusion

Dental health is important, and having dental insurance can help you maintain good oral health without breaking the bank. Empire Dental Insurance offers affordable and comprehensive dental coverage that takes care of your teeth and gums. With a large network of dentists and a range of plans to choose from, Empire Dental Insurance is a great choice for individuals and families who want to protect their dental health.