WFTDA Insurance: Everything You Need to Know

WFTDA, or the Women’s Flat Track Derby Association, is an international governing body for women’s flat track roller derby. As a contact sport that involves physical interaction, the safety of the players is of utmost importance. WFTDA provides insurance coverage for its member leagues, skaters, and officials to protect them from injuries and accidents that may occur during practices, games, and other related events. In this article, we will delve deeper into WFTDA insurance, what it covers, and how to make use of it.

What is WFTDA Insurance?

WFTDA insurance is a liability coverage policy that provides protection to WFTDA member leagues, skaters, and officials. The insurance is underwritten by a third-party insurance company and is designed to address risks and liabilities associated with roller derby. The policy covers medical expenses, loss of income, and legal fees that may arise as a result of injuries or accidents that happen during a WFTDA-sanctioned event. It is important to note that the insurance coverage is not automatic and must be purchased by each individual or league.

Who Needs WFTDA Insurance?

All WFTDA member leagues, skaters, and officials are required to have WFTDA insurance in order to participate in any events sanctioned by the association. This includes practices, games, and other related events. Failure to have insurance can result in serious consequences for both the individual and the league, including fines and suspension from participation.

What Does WFTDA Insurance Cover?

WFTDA insurance covers a wide range of incidents and accidents that may occur during a WFTDA-sanctioned event, including:

It is important to note that the policy has certain limitations and exclusions, so it is advisable to review the policy documents carefully to fully understand its scope and limitations.

How to Purchase WFTDA Insurance?

To purchase WFTDA insurance, individuals and leagues must first become members of WFTDA. The cost of membership varies depending on the size of the league and the region, and ranges from $150 to $450 per year. Once a league or an individual becomes a member, they can purchase insurance through the WFTDA insurance portal.

What is the Cost of WFTDA Insurance?

The cost of WFTDA insurance varies depending on the coverage option chosen. There are two coverage options available: Basic and Enhanced. The Basic coverage option costs $80 per individual or $750 per league, while the Enhanced coverage option costs $120 per individual or $1000 per league. The Basic coverage option provides coverage for accidental bodily injury and liability claims, while the Enhanced coverage option includes coverage for accidental death and dismemberment, lost wages, and medical expenses in addition to bodily injury and liability claims.

How to Make a Claim?

If an incident occurs during a WFTDA-sanctioned event, the injured party should seek medical attention immediately. The league or individual should then notify WFTDA of the incident within 48 hours by submitting an incident report. The incident report should include all relevant information, including the date, time, location, and a detailed description of the incident. Once the report is submitted, the insurance company will evaluate the claim and provide instructions on how to proceed.

FAQ

What is a WFTDA-sanctioned event?

A WFTDA-sanctioned event is any event that is approved by WFTDA and follows the association’s rules and regulations. This includes practices, games, and other related events that involve WFTDA member leagues, skaters, and officials.

Is WFTDA Insurance Mandatory?

Yes, WFTDA insurance is mandatory for all WFTDA member leagues, skaters, and officials. Failure to have insurance can result in serious consequences, including fines and suspension from participation.

Can Non-WFTDA Members Purchase WFTDA Insurance?

No, WFTDA insurance is only available to WFTDA members. Non-members are not eligible to purchase insurance.

How Long does WFTDA Insurance Coverage Last?

WFTDA insurance coverage lasts for one year, from January 1st to December 31st. Individuals and leagues must renew their membership and insurance each year to maintain coverage.

Does WFTDA Insurance Cover Travel?

WFTDA insurance provides coverage for incidents that occur during a WFTDA-sanctioned event, regardless of the location. However, the policy does not cover travel-related incidents, such as accidents that occur while traveling to or from a WFTDA-sanctioned event.

Can WFTDA Insurance be Used for Non-WFTDA Events?

No, WFTDA insurance only covers incidents that occur during WFTDA-sanctioned events. It cannot be used for non-WFTDA events or activities.

In conclusion, WFTDA insurance is an important aspect of roller derby safety that provides protection to individuals and leagues in the event of injuries or accidents. It is mandatory for all WFTDA members to have insurance coverage, and individuals and leagues must purchase insurance through the WFTDA insurance portal. By understanding the scope and limitations of the policy, and by following the proper procedures in the event of an incident or accident, WFTDA members can ensure that they are properly protected and can focus on playing the sport they love.