United of Omaha Life Insurance

United of Omaha Life Insurance is a subsidiary of Mutual of Omaha, a Fortune 500 company that has been serving customers for over 100 years. The company provides life insurance, disability insurance, and critical illness insurance to individuals and businesses. In this article, we’ll take a closer look at United of Omaha Life Insurance and its offerings.

About United of Omaha Life Insurance

United of Omaha Life Insurance was founded in 1926 and is headquartered in Omaha, Nebraska. The company is known for its strong financial stability and excellent customer service. United of Omaha Life Insurance is rated A+ (Superior) by A.M. Best, one of the leading rating agencies in the insurance industry.

The company’s mission is to help its customers protect their financial futures by providing high-quality insurance products and services. United of Omaha Life Insurance offers a range of insurance products for individuals and businesses, including life insurance, disability insurance, and critical illness insurance.

Life Insurance

Life insurance is an essential part of any financial plan. It provides a death benefit to your beneficiaries in the event of your death. United of Omaha Life Insurance offers three types of life insurance: term life insurance, whole life insurance, and universal life insurance.

Term Life Insurance

Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years. It is the most affordable type of life insurance and is an excellent option for families with young children or individuals with a mortgage. United of Omaha Life Insurance’s term life insurance policies are renewable, convertible, and offer a level death benefit.

Whole Life Insurance

Whole life insurance provides coverage for your entire life, as long as the premiums are paid. It offers a level death benefit and cash value accumulation. United of Omaha Life Insurance’s whole life insurance policies are guaranteed to never lapse as long as the premiums are paid.

Universal Life Insurance

Universal life insurance provides flexible coverage and premium options. It offers a death benefit and cash value accumulation. United of Omaha Life Insurance’s universal life insurance policies are flexible and can be customized to meet your needs.

Disability Insurance

Disability insurance provides income replacement in the event of a disability that prevents you from working. United of Omaha Life Insurance offers two types of disability insurance: short-term disability insurance and long-term disability insurance.

Short-Term Disability Insurance

Short-term disability insurance provides income replacement for a short period, typically up to 26 weeks. It is an excellent option for individuals who may need to take time off work for a medical condition or injury. United of Omaha Life Insurance’s short-term disability insurance policies offer a weekly benefit amount that is based on your income.

Long-Term Disability Insurance

Long-term disability insurance provides income replacement for a more extended period, typically up to age 65. It is an excellent option for individuals who may need long-term income replacement due to a disability. United of Omaha Life Insurance’s long-term disability insurance policies offer a monthly benefit amount that is based on your income.

Critical Illness Insurance

Critical illness insurance provides a lump sum payment in the event of a critical illness, such as cancer, heart attack, or stroke. United of Omaha Life Insurance offers a critical illness insurance policy that covers eight critical illnesses. The policy pays a lump sum benefit upon the diagnosis of a covered critical illness.

Frequently Asked Questions

Question
Answer
What types of life insurance does United of Omaha Life Insurance offer?
United of Omaha Life Insurance offers term life insurance, whole life insurance, and universal life insurance.
What is disability insurance?
Disability insurance provides income replacement in the event of a disability that prevents you from working.
What is critical illness insurance?
Critical illness insurance provides a lump sum payment in the event of a critical illness, such as cancer, heart attack, or stroke.
How do I apply for insurance with United of Omaha Life Insurance?
You can apply for insurance with United of Omaha Life Insurance by contacting a licensed insurance agent or by visiting the company’s website.
How do I file a claim with United of Omaha Life Insurance?
You can file a claim with United of Omaha Life Insurance by contacting the company’s claims department or by visiting the company’s website.

Conclusion

United of Omaha Life Insurance is a reputable insurance company that offers a range of insurance products for individuals and businesses. Whether you’re looking for life insurance, disability insurance, or critical illness insurance, United of Omaha Life Insurance has a policy that can meet your needs. As a subsidiary of Mutual of Omaha, United of Omaha Life Insurance has the financial stability and customer service reputation to provide its customers with peace of mind.