Are you a freelancer, contractor, or small business owner looking for insurance coverage that fits your unique needs? Look no further than Thimble Insurance. In this article, we’ll give you a complete overview of Thimble Insurance and why it’s the perfect choice for entrepreneurs like you.
What is Thimble Insurance?
Thimble Insurance is a digital insurance company that offers on-demand insurance coverage for small businesses and freelancers. This means that you can purchase insurance coverage for a specific project or time frame, rather than committing to a long-term policy.
Thimble Insurance was founded in 2016 and is based in New York City. It was created with the goal of offering insurance coverage that is both affordable and easy to understand for small businesses and freelancers.
How does Thimble Insurance work?
Thimble Insurance offers coverage in three main areas: general liability, professional liability, and drone liability. To get coverage, simply download the Thimble app and answer a few questions about your business or project. You’ll then receive a quote and can purchase coverage on-demand.
Thimble Insurance is unique in that it allows you to purchase coverage by the hour, day, or month. This means that you only pay for insurance coverage when you need it, which can save you money in the long run.
What types of businesses can use Thimble Insurance?
Thimble Insurance is designed for small businesses and freelancers in a variety of industries. Some of the industries that Thimble Insurance offers coverage for include:
Industry |
Examples of Businesses |
Photography |
Wedding photographers, portrait photographers, event photographers |
Construction |
Contractors, handymen, landscapers |
Consulting |
Marketing consultants, business consultants, graphic designers |
Real Estate |
Property managers, real estate agents, home inspectors |
Why choose Thimble Insurance?
Now that we’ve covered what Thimble Insurance is and how it works, let’s talk about why it’s the perfect choice for small businesses and freelancers.
Affordable Coverage
One of the biggest advantages of Thimble Insurance is its affordability. Because you can purchase coverage by the hour, day, or month, you only pay for insurance when you actually need it. This can save you hundreds or even thousands of dollars compared to a traditional insurance policy that requires you to pay a monthly premium.
Flexible Coverage
Thimble Insurance is also incredibly flexible. You can purchase coverage for a specific project or time period, which means you’re not locked into a long-term policy. This is especially advantageous for freelancers and small business owners who may not have a steady stream of work throughout the year.
Easy-to-Understand Coverage
Insurance can be complicated and difficult to understand, but Thimble Insurance makes it easy. The Thimble app guides you through the process of purchasing coverage and explains everything in simple terms. You won’t have to worry about deciphering insurance jargon or trying to figure out what exactly you’re paying for.
FAQ
Can I cancel my coverage at any time?
Yes, you can cancel your coverage at any time. If you cancel before the coverage period is over, you’ll receive a prorated refund for the unused portion of your coverage.
What happens if I need to file a claim?
If you need to file a claim, simply contact Thimble Insurance through the app or website. They’ll guide you through the process and make it as easy as possible. Thimble Insurance has a 24/7 claims center, so you can file a claim at any time.
Is Thimble Insurance available in all states?
Thimble Insurance is currently available in 48 states and the District of Columbia. They’re working on expanding to all 50 states in the near future.
Is Thimble Insurance only for small businesses and freelancers?
Yes, Thimble Insurance is designed specifically for small businesses and freelancers. If you’re a larger business, you may need to look into traditional insurance policies.
What happens if I need coverage for a longer period than what’s available?
If you need coverage for a longer period than what’s available through Thimble Insurance, you may need to look into a traditional insurance policy. Thimble Insurance is designed for short-term coverage.
Conclusion
If you’re a small business owner or freelancer in need of affordable, flexible, and easy-to-understand insurance coverage, Thimble Insurance is the perfect choice. With on-demand coverage and a user-friendly app, Thimble Insurance makes it easy to get the coverage you need when you need it.
Rekomendasi:- Cerity Insurance: All You Need to Know If you are a small business owner or a freelancer, you know that insurance is essential to protect your business from any unforeseen circumstances. However, finding an insurance policy that…
- Surety Insurance Company: Providing Financial Security for… Surety insurance is a type of insurance that aims to protect businesses from financial loss or damage caused by the failure of another party to fulfill their contractual obligations. A…
- Bond Insurance for Small Business Running a small business can be exciting and rewarding, but it also comes with its fair share of risks. One of the risks that small business owners face is the…
- The Cost of $1 Million Liability Insurance: A Comprehensive… If you are a business owner, freelancer, or independent contractor, you may be wondering how much you should budget for liability insurance. Liability insurance protects you from legal liability if…
- OCP Insurance: Understanding What It Is and How It Works If you are a business owner or in the construction industry, you may have heard of OCP insurance. OCP stands for Owners and Contractors Protective liability insurance. It is also…
- Freelancer Insurance: What You Need to Know As a freelancer, you're responsible for every aspect of your business. Whether you're a writer, designer, or programmer, you have to manage your own finances, find new clients, and ensure…
- The Cheapest Contractor Insurance: Protect Your Business on… As a contractor, you know that insurance is vital to protect your business from the unexpected. However, with so many types of insurance policies and providers, finding the right coverage…
- Insurance for Freelancers: What You Need to Know Freelancing has become a growing trend in recent years. The freedom of being your own boss, choosing your own hours, and working from anywhere in the world is a dream…
- Biberk Insurance Reviews When it comes to finding the right insurance provider for your needs, it can be overwhelming to sort through the various options available. Biberk is one such provider that offers…
- Stride Insurance: Providing Comprehensive Insurance Coverage… Insurance is a necessary aspect of life, be it for individuals, families, or businesses. It helps protect you financially in the event of unforeseen circumstances, such as accidents, natural disasters,…
- Pie Insurance Reviews - Your Guide to Small Business… As a small business owner, you know how important it is to have the right insurance coverage. You want to protect your business from unexpected events and liability, without breaking…
- Cowbell Insurance: Revolutionizing Insurance for Small… Cowbell Insurance is a digital insurance company that offers insurance services to small businesses that are often overlooked by traditional insurers. Founded in 2019, Cowbell Insurance has disrupted the insurance…
- Freelancer Health Insurance: Everything You Need to Know As a freelancer, one of the biggest benefits of working for yourself is the freedom to make your own decisions. However, one of the biggest drawbacks is the lack of…
- Next Insurance: An Insurance Solution for Small Businesses As a small business owner, finding the right insurance coverage can be a daunting task. Fortunately, there are insurance providers like Next Insurance that cater specifically to the needs of…
- Next Insurance Review: The Future of Insurance for Small… As a small business owner, finding the right insurance coverage can be a daunting task. Between understanding complex policy terms and dealing with pushy insurance agents, it can feel overwhelming.…
- Health Insurance for Freelancers As a freelancer, one of the many challenges you may face is finding affordable health insurance. Unlike full-time employees who may have access to employer-sponsored health plans, freelancers are often…
- General Contractor Liability Insurance: Everything You Need… As a general contractor, you bear a great deal of responsibility for construction projects. You oversee every aspect of the job, from hiring subcontractors to ensuring that the project stays…
- What is CCIP Insurance? Owners of large construction projects often face a range of risks and liabilities. In order to protect themselves against potentially catastrophic financial losses, they can purchase a specialized insurance policy…
- Builder Risk Insurance: Everything You Need to Know If you’re a builder, contractor or developer, then you’ll be aware of the many risks associated with construction work. From fires and natural disasters to theft and vandalism, there are…
- Contactor Insurance: Importance, Coverage, and Benefits Contractor insurance is an essential safety net for any contractor or business owner. It provides coverage against unexpected events or accidents that may occur while working on a project. Whether…
- OOPM Insurance: The Ultimate Guide When it comes to protecting your business, having the right insurance coverage is crucial. One type of insurance that many businesses overlook is OOPM insurance. OOPM, which stands for Owners…
- Understanding Blank Certificate of Insurance Insurance policies are an essential aspect of risk management for businesses and individuals alike. They cover a wide range of risks, from property damage to liability claims. A blank certificate…
- Freelance Insurance: Protecting Yourself and Your Business Freelancers are self-employed individuals who provide services to different clients. This type of work offers flexibility, freedom, and more control over your income. However, working as a freelancer also comes…
- Builders Risk Insurance Definition: Everything You Need to… As a builder, you put a lot of effort into constructing and completing a new project. However, it's important to note that every construction project is exposed to many risks…
- Builder's Risk Insurance Quote: Protect Your Construction… Construction projects are complex, and they involve a lot of moving parts. From architects and engineers to builders and contractors, there are many different professionals involved in the construction process.…
- Pie Insurance Company: Simplifying Business Insurance for… Small business owners have a lot on their plates. They need to ensure they have the right products or services, find and retain customers, and manage finances, among other things.…
- Business Insurance for Women Women entrepreneurs are making significant contributions to the global economy. With over 42% of new entrepreneurs being women, they are an essential driving force in the business world. However, starting…
- Next Insurance Com: The Future of Insurance Next Insurance Com is an insurtech startup that is revolutionizing the insurance industry. Founded in 2016 by Guy Goldstein, Nissim Tapiro, and Alon Huri, the company provides tailor-made insurance policies…
- 1099 Health Insurance: What You Need to Know As a freelancer or contractor, you may have heard about 1099 health insurance. It’s a term that’s often thrown around, but what does it actually mean? In this article, we’ll…
- Understanding 1099 Insurance For many people, the word “insurance” is synonymous with healthcare, car, or homeowners insurance. However, there are different types of insurance that people should be aware of. One such example…