Tejas Insurance – A Comprehensive Guide
Tejas insurance is a Texas-based insurance company that provides coverage for individuals and businesses. It offers a wide range of insurance policies, including personal, commercial, and specialty insurance. With over 20 years of experience, Tejas Insurance has positioned itself as a reliable and trusted insurance provider in the state of Texas. In this article, we’ll provide you with a comprehensive guide to Tejas Insurance, its policies, and its benefits.
History of Tejas Insurance
Tejas Insurance was established in 2001 by Bob O’Connor and Walter J. Zable. Since its inception, the company has been providing quality insurance policies to Texans. Tejas Insurance is headquartered in Austin, Texas, and has several offices across the state. The company has a strong commitment to customer satisfaction and prides itself on providing personalized service to each of its clients.
In 2018, Tejas Insurance was acquired by the Arthur J. Gallagher & Co., one of the world’s largest insurance brokerage and risk management companies. The acquisition has allowed Tejas Insurance to expand its services and to provide even more tailored policies to its clients.
Personal Insurance Policies
Tejas Insurance offers a range of personal insurance policies designed to protect individuals and their families. These policies include:
Policy Type |
Coverage |
|---|---|
Auto Insurance |
Liability, Collision, Comprehensive, Personal Injury Protection, Uninsured Motorist |
Homeowners Insurance |
Property Damage, Liability, Personal Property, Additional Living Expenses |
Umbrella Insurance |
Increased Liability Coverage |
Boat Insurance |
Property Damage, Liability, Medical Payments, Uninsured Boaters |
Motorcycle Insurance |
Liability, Collision, Comprehensive, Personal Injury Protection, Uninsured Motorist |
These policies are designed to provide comprehensive coverage for individuals and their families. Clients can customize their policies to fit their specific needs, and Tejas Insurance offers discounts for bundling policies together.
Auto Insurance
Tejas Insurance offers a range of auto insurance policies to meet the needs of Texas drivers. These policies include liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured motorist coverage. Liability coverage is required by law in Texas, and Tejas Insurance offers a range of liability limits to meet its clients’ needs.
Collision coverage and comprehensive coverage are optional but are recommended for drivers who want additional protection. Collision coverage provides protection for damage to a client’s vehicle in the event of an accident, while comprehensive coverage provides protection for damage to a client’s vehicle from other incidents such as theft, vandalism, or weather events.
Personal injury protection and uninsured motorist coverage provide added protection for drivers and passengers in the event of an accident. Personal injury protection covers medical expenses and lost wages for the client and passengers, while uninsured motorist coverage provides protection in case the other driver is uninsured or underinsured.
Homeowners Insurance
Tejas Insurance offers comprehensive homeowners insurance policies to protect homes and their contents. These policies cover property damage, liability, personal property, and additional living expenses. Property damage coverage includes damage to the home and other structures on the property, such as garages or sheds. Liability coverage provides protection in case someone is injured on the property.
Personal property coverage provides protection for the client’s personal belongings, such as furniture, clothing, and electronics. Additional living expenses coverage provides protection in case the client is temporarily displaced from their home due to a covered incident.
Commercial Insurance Policies
Tejas Insurance offers a range of commercial insurance policies designed to protect businesses of all sizes. These policies include:
Policy Type |
Coverage |
|---|---|
General Liability Insurance |
Bodily Injury, Property Damage, Personal Injury, Advertising Injury |
Commercial Property Insurance |
Buildings, Equipment, Inventory, Business Interruption |
Commercial Auto Insurance |
Liability, Collision, Comprehensive, Personal Injury Protection, Uninsured Motorist |
Workers’ Compensation Insurance |
Medical Expenses, Lost Wages, Rehabilitation, Death and Survivor Benefits |
Professional Liability Insurance |
Errors and Omissions, Malpractice, Cyber Liability |
These policies are designed to provide comprehensive coverage for businesses of all sizes. Tejas Insurance works with its clients to tailor policies to meet their specific needs, and offers discounts for bundling policies together.
General Liability Insurance
General liability insurance provides protection for businesses in case of bodily injury or property damage caused by their products, services, or operations. It also provides protection in case of personal or advertising injury, such as slander or copyright infringement. General liability insurance is a must for every business, and Tejas Insurance offers policies with varying limits to meet its clients’ needs.
Commercial Property Insurance
Commercial property insurance provides protection for a business’s buildings, equipment, inventory, and other property. It also provides protection in case of business interruption due to a covered incident. Tejas Insurance offers policies that can be tailored to meet the specific needs of each business.
Specialty Insurance Policies
Tejas Insurance also offers a range of specialty insurance policies to meet the unique needs of its clients. These policies include:
Policy Type |
Coverage |
|---|---|
Flood Insurance |
Damage from Floods |
Mexico Insurance |
Liability, Collision, Theft, Medical Payments |
RV Insurance |
Property Damage, Liability, Medical Payments, Uninsured Motorist |
Wedding Insurance |
Cancelled or Postponed Wedding, Liability, Property Damage |
Pet Insurance |
Medical Expenses, Wellness Care, Accidents, Illnesses |
These policies are designed to provide specialized coverage for unique situations. Tejas Insurance works with its clients to tailor policies to meet their specific needs.
FAQ
What is Tejas Insurance?
Tejas Insurance is a Texas-based insurance company that provides coverage for individuals and businesses. It offers personal, commercial, and specialty insurance policies.
What types of personal insurance policies does Tejas Insurance offer?
Tejas Insurance offers a range of personal insurance policies, including auto insurance, homeowners insurance, umbrella insurance, boat insurance, and motorcycle insurance.
What types of commercial insurance policies does Tejas Insurance offer?
Tejas Insurance offers a range of commercial insurance policies, including general liability insurance, commercial property insurance, commercial auto insurance, workers’ compensation insurance, and professional liability insurance.
What types of specialty insurance policies does Tejas Insurance offer?
Tejas Insurance offers a range of specialty insurance policies, including flood insurance, Mexico insurance, RV insurance, wedding insurance, and pet insurance.
Is Tejas Insurance a reliable insurance provider?
Yes, Tejas Insurance has over 20 years of experience in the insurance industry and has positioned itself as a reliable and trusted insurance provider in the state of Texas.
How can I get a quote from Tejas Insurance?
You can get a quote from Tejas Insurance by visiting their website or by contacting one of their offices across Texas.
In conclusion, Tejas Insurance is a reliable and trusted insurance provider in the state of Texas. It offers a wide range of comprehensive insurance policies designed to protect individuals, businesses, and their assets. If you’re looking for quality insurance coverage in Texas, consider Tejas Insurance.