TD Insurance in Calgary: Protect Your Home, Car, and More

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As one of the largest financial institutions in Canada, TD Bank offers a wide range of services to customers, including insurance. If you live in Calgary, TD Insurance can help you protect the things that matter most, from your home and car to your recreational vehicles and personal belongings.

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Why Choose TD Insurance in Calgary?

TD Insurance has been serving Canadians for over 65 years, so you can trust that you’re getting reliable coverage from a company with a long history of helping customers. Here are just a few reasons why you should consider TD Insurance in Calgary:

  • Comprehensive coverage: TD Insurance offers a variety of insurance products to fit your needs, so you can get the coverage that’s right for you.
  • Easy claims process: TD Insurance makes it easy to file a claim and get the help you need when you need it.
  • Certified agents: TD Insurance has a team of certified agents who can help you choose the right coverage and answer any questions you may have.
  • 24/7 support: TD Insurance offers 24/7 support in the event of an emergency, so you can get help when you need it.

Home Insurance in Calgary

Your home is one of the biggest investments you’ll ever make, so it’s important to protect it with the right insurance coverage. TD Insurance offers home insurance policies that can help you protect your home and everything inside it.

Types of Home Insurance Coverage

TD Insurance offers several types of home insurance coverage, including:

Policy Type
Coverage Included
Dwelling
Covers damage to your home and attached structures, such as a garage or deck.
Personal Property
Covers your personal belongings, such as furniture, electronics, and clothing.
Liability
Covers you if someone is injured on your property or if you accidentally damage someone else’s property.
Additional Living Expenses
Covers the cost of living elsewhere if your home is uninhabitable due to damage.

FAQ: Home Insurance

What is the difference between replacement cost and actual cash value coverage?

Replacement cost coverage will pay to replace your damaged or destroyed property with new items of similar kind and quality. Actual cash value coverage will pay the replacement cost of your property minus depreciation.

What is the deductible for home insurance?

The deductible is the amount you pay out-of-pocket before your insurance coverage kicks in. The amount of your deductible will depend on the terms of your policy.

Do I need flood insurance?

Flood damage is not typically covered by a standard home insurance policy, so you may want to consider purchasing separate flood insurance coverage.

Auto Insurance in Calgary

Your car is another major investment, and it’s important to have the right insurance coverage to protect it. TD Insurance offers auto insurance policies that can help you protect your vehicle and yourself.

Types of Auto Insurance Coverage

TD Insurance offers several types of auto insurance coverage, including:

Policy Type
Coverage Included
Collision
Covers damage to your vehicle if you are in an accident.
Comprehensive
Covers damage to your vehicle from other events, such as theft, vandalism, or weather-related damage.
Bodily Injury Liability
Covers you if you are found to be at-fault in an accident that causes injury to someone else.
Property Damage Liability
Covers you if you are found to be at-fault in an accident that causes damage to someone else’s property.
Uninsured Motorist
Covers you if you are in an accident with someone who does not have insurance or enough insurance coverage to pay for the damages.

FAQ: Auto Insurance

What is the minimum insurance coverage required in Calgary?

In Alberta, the minimum insurance coverage required is third-party liability coverage with a limit of at least $200,000.

What is the difference between collision and comprehensive coverage?

Collision coverage will pay for damage to your car if you are in an accident, while comprehensive coverage will pay for damage from other events, such as theft or weather-related damage.

What is the deductible for auto insurance?

The deductible is the amount you pay out-of-pocket before your insurance coverage kicks in. The amount of your deductible will depend on the terms of your policy.

Recreational Vehicle Insurance in Calgary

If you own a recreational vehicle, such as an RV or ATV, you’ll want to make sure it’s protected with the right insurance coverage. TD Insurance offers recreational vehicle insurance policies that can help you protect your vehicle and yourself.

Types of Recreational Vehicle Insurance Coverage

TD Insurance offers several types of recreational vehicle insurance coverage, including:

Policy Type
Coverage Included
Collision
Covers damage to your vehicle if you are in an accident.
Comprehensive
Covers damage to your vehicle from other events, such as theft, vandalism, or weather-related damage.
Bodily Injury Liability
Covers you if you are found to be at-fault in an accident that causes injury to someone else.
Property Damage Liability
Covers you if you are found to be at-fault in an accident that causes damage to someone else’s property.

FAQ: Recreational Vehicle Insurance

Do I need insurance for my ATV or snowmobile?

Yes, in most cases you will need insurance for your ATV or snowmobile if you plan to ride it on public land. Check with your local authorities for specific requirements.

What is liability coverage for recreational vehicles?

Liability coverage will protect you if you are found to be at-fault in an accident that causes injury to someone else or damage to their property.

What is the deductible for recreational vehicle insurance?

The deductible is the amount you pay out-of-pocket before your insurance coverage kicks in. The amount of your deductible will depend on the terms of your policy.

Final Thoughts

No matter what you need to protect, TD Insurance in Calgary has insurance products that can help you do just that. With a variety of coverage options and convenient claims services, TD Insurance can give you the peace of mind you need to enjoy life to the fullest.

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