STD Car Insurance Lawsuit: Everything You Need to Know

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If you have been involved in a car accident and your insurance company has denied your claim for vehicle damage, medical bills or lost wages due to a sexually transmitted disease (STD) diagnosis, then you may have a possible case for a STD car insurance lawsuit. Read on to learn more about what is involved in such a case, and how you can proceed with legal action.

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What is a STD Car Insurance Lawsuit?

A STD car insurance lawsuit is a legal claim against the insurance company that has denied your auto insurance claim based on your STD diagnosis. Insurance companies in some states are allowed to deny coverage for injuries or medical bills related to STDs, under the argument that STDs are sexually transmitted and not related to a car accident. However, this argument is currently being challenged in courts across the United States, and some plaintiffs have been successful in filing lawsuits and winning compensation for their losses.

How Can I File a STD Car Insurance Lawsuit?

If you believe that your car insurance company has wrongly denied your claim because of your STD diagnosis, then you may have a valid legal case. You should consult with an experienced personal injury attorney who can review your case and advise you on your legal options. Your attorney will assess the facts of your case, investigate the circumstances surrounding your auto accident and your STD diagnosis, and determine whether you have a viable case for compensation.

If your attorney believes that you have a strong case for a STD car insurance lawsuit, then he or she will file a formal complaint with the court. In the complaint, you will allege that the insurance company breached its duty to you by denying your valid claim, and that you suffered losses as a result. The case will then proceed through the legal system, where your attorney will argue your case and present evidence to support your claim.

During the lawsuit, your attorney may also negotiate with the insurance company to reach a settlement agreement. If a settlement is reached, you will receive compensation for your losses without the need for a trial. However, if a settlement cannot be reached, then your case will proceed to trial where a judge or jury will ultimately determine the outcome.

What Are the Potential Damages for a STD Car Insurance Lawsuit?

If you are successful in your STD car insurance lawsuit, then you may be entitled to a range of damages, including:

  • Compensation for past and future medical expenses related to your STD diagnosis and treatment
  • Compensation for lost wages and income due to your STD diagnosis and treatment
  • Compensation for pain and suffering and emotional distress related to your STD diagnosis and treatment
  • Compensation for vehicle damage and repair costs related to your auto accident

The amount of damages that you may be entitled to will depend on the specific facts of your case, including the severity of your injuries, the length and cost of your medical treatment, and the extent of your lost earnings and vehicle damage.

What Are Some Common Defenses Used by Insurance Companies in STD Car Insurance Lawsuits?

Insurance companies may try to defend against a STD car insurance lawsuit by claiming that:

  • Your STD was not caused by the auto accident
  • You did not receive proper medical treatment for your STD
  • You did not suffer any damages as a result of your STD diagnosis or treatment
  • You did not have sufficient insurance coverage to pay for your medical bills or lost wages

However, an experienced personal injury attorney can help you build a strong case and counter these defenses in court.

FAQ

Question
Answer
Can I file a STD car insurance lawsuit even if I was partially at fault for the auto accident?
Yes, in most states you can file a lawsuit even if you were partially at fault for the accident.
How long do I have to file a STD car insurance lawsuit?
The time limit for filing a lawsuit varies by state, but it is typically two to three years after the date of the accident.
Will I have to go to court for my STD car insurance lawsuit?
It is possible that your case will go to trial, but many cases are settled out of court.
How much will it cost to hire a personal injury attorney for my STD car insurance lawsuit?
Most personal injury attorneys work on a contingency fee basis, which means that they do not charge any fees upfront and only get paid if you win your case. The fees are typically a percentage of your total settlement or award.

Conclusion

If you have been denied an insurance claim for damages related to a STD diagnosis after a car accident, then you may have a viable case for a STD car insurance lawsuit. To learn more about your legal options, contact an experienced personal injury attorney who can review your case and advise you on your next steps. With the right legal representation, you may be able to recover the compensation that you deserve for your losses.

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