Progressive UTV Insurance – Everything You Need to Know

Whether you use your UTV for recreational purposes or as a workhorse to manage your property, it is essential to protect it from unexpected damage or accidents. Progressive UTV insurance provides comprehensive coverage to safeguard your vehicle, passengers, and equipment. In this article, we will discuss the features, benefits, and frequently asked questions about Progressive UTV insurance in detail.

Features of Progressive UTV Insurance

Progressive UTV insurance provides coverage for various types of UTVs, including side-by-sides, utility vehicles, and golf carts. The following are some of the key features of Progressive UTV insurance:

Liability Coverage

Liability coverage protects you from the financial consequences of causing bodily injury or property damage to others. Progressive UTV insurance offers liability coverage up to $500,000 per accident, which includes:

  • Bodily injury liability
  • Property damage liability

Liability coverage also includes legal defense costs, up to the policy limit, in the event of a lawsuit.

Collision Coverage

Collision coverage pays for the repair or replacement of your UTV if it is damaged in a collision with another vehicle or object. Progressive UTV insurance offers collision coverage with a deductible, which is the amount you pay out of pocket before the insurance kicks in.

Comprehensive Coverage

Comprehensive coverage pays for the repair or replacement of your UTV if it is damaged by theft, fire, vandalism, or natural disasters like floods or storms. Progressive UTV insurance offers comprehensive coverage with a deductible, which is the amount you pay out of pocket before the insurance kicks in.

Uninsured/Underinsured Motorist Coverage

Uninsured/Underinsured motorist coverage protects you from the financial consequences of being involved in an accident with someone who doesn’t have enough or any insurance coverage. Progressive UTV insurance offers uninsured/underinsured motorist coverage up to $250,000 per person and $500,000 per accident.

Benefits of Progressive UTV Insurance

Progressive UTV insurance offers several benefits that make it a popular choice among UTV owners. The following are some of the key benefits of Progressive UTV insurance:

Discounts

Progressive UTV insurance offers various discounts to help you save money on your insurance premiums. The following are some of the discounts available:

  • Multi-policy discount – If you have multiple insurance policies with Progressive, such as auto or home insurance, you may qualify for a multi-policy discount.
  • Multi-vehicle discount – If you have multiple UTVs or other vehicles insured with Progressive, you may qualify for a multi-vehicle discount.
  • Safe driver discount – If you have a clean driving record without any accidents or violations, you may qualify for a safe driver discount.
  • Pay-in-full discount – If you pay your insurance premiums in full, you may qualify for a pay-in-full discount.

24/7 Claims Service

Progressive UTV insurance provides 24/7 claims service, which means that you can file a claim anytime, anywhere, and get assistance from an experienced claims representative.

Flexible Payment Options

Progressive UTV insurance offers flexible payment options, including monthly, bi-annual, and annual payment plans, to suit your budget and preferences.

Customized Coverage

Progressive UTV insurance allows you to customize your coverage according to your specific needs and budget. You can choose the amount of coverage and deductibles that work best for you.

Frequently Asked Questions (FAQ)

Q. What types of UTVs are covered under Progressive UTV insurance?

A. Progressive UTV insurance covers various types of UTVs, including side-by-sides, utility vehicles, and golf carts.

Q. How much liability coverage does Progressive UTV insurance offer?

A. Progressive UTV insurance offers liability coverage up to $500,000 per accident, which includes bodily injury liability and property damage liability.

Q. Does Progressive UTV insurance offer discounts?

A. Yes, Progressive UTV insurance offers various discounts, such as multi-policy, multi-vehicle, safe driver, and pay-in-full discounts, to help you save money on your insurance premiums.

Q. How can I file a claim with Progressive UTV insurance?

A. You can file a claim with Progressive UTV insurance by calling their 24/7 claims service or using their online claims center.

Q. Can I customize my coverage with Progressive UTV insurance?

A. Yes, Progressive UTV insurance allows you to customize your coverage according to your specific needs and budget.

Q. Is it mandatory to have UTV insurance?

A. UTV insurance is not mandatory in all states, but it is highly recommended to protect yourself and your UTV from unexpected accidents or damage.

Conclusion

Progressive UTV insurance provides comprehensive coverage to safeguard your UTV, passengers, and equipment from unexpected accidents or damage. With various features, benefits, and discounts, Progressive UTV insurance is a popular choice among UTV owners.