Progressive Casualty Insurance: Everything You Need to Know

Are you searching for a reliable insurance company to protect your assets? Look no further than Progressive Casualty Insurance. This Ohio-based company has been providing insurance services for over 80 years, and has been named the third-largest auto insurer in the U.S. With their wide range of coverage options and competitive rates, Progressive is a top choice for insurance seekers. Read on to find out more about the company’s history, services, and benefits.

History of Progressive Casualty Insurance

Progressive was founded in 1937 by Joseph Lewis and Jack Green, who sought to provide affordable auto insurance to drivers who had difficulty obtaining coverage. The company quickly gained a reputation for innovation, and in 1956 became the first insurance company to introduce the concept of “drive-in claims service”. This service allowed customers to simply drive their damaged vehicles to a claims service center, where an adjuster would evaluate the damage and issue a settlement on the spot.

In the decades since, Progressive has continued to innovate, and has expanded its coverage to include not only auto insurance, but also homeowners, renters, motorcycle, and commercial auto insurance. Today, the company employs over 40,000 people, and has a network of over 38,000 independent agents.

Progressive Casualty Insurance Services

Progressive offers a wide range of insurance services to meet the needs of individuals, families, and businesses. Their most popular services include:

Progressive also offers a number of optional services, including roadside assistance, pet injury coverage, and custom parts and equipment coverage for vehicles.

Auto Insurance Coverage Options

Progressive offers a variety of coverage options for auto insurance, including:

Liability Coverage

Liability coverage is required in most states, and covers damages and injuries you cause to other people and their property while driving. This coverage includes bodily injury liability, which pays for medical expenses and lost wages of the other driver and passengers, and property damage liability, which pays for damage to other vehicles or property.

Collision Coverage

Collision coverage pays for damage to your own vehicle if you are in an accident with another car or object. This coverage does not cover damage caused by natural disasters or theft.

Comprehensive Coverage

Comprehensive coverage covers damage to your vehicle caused by non-collision events, such as theft, vandalism, or natural disasters. It also covers damage caused by collisions with animals.

Uninsured/Underinsured Motorist Coverage

This coverage protects you if you are hit by a driver who does not have insurance or does not have enough insurance to cover the damages.

Benefits of Progressive Casualty Insurance

Choosing Progressive as your insurance provider comes with a number of benefits, including:

Competitive Rates

Progressive offers competitive rates on all of their coverage options, and offers discounts for safe driving, multiple policies, and more. You can also customize your coverage to fit your budget and needs.

24/7 Customer Service

Progressive’s customer service team is available 24/7 to answer any questions or concerns you may have. You can contact them through their website, mobile app, or by phone.

Easy Claims Process

Progressive prides themselves on their easy and efficient claims process. You can report a claim online or by phone, and their claims service representatives will guide you through the process every step of the way.

Financial Stability

Progressive has consistently earned high ratings for financial stability and solvency from independent rating agencies such as A.M. Best and Standard & Poor’s. This means you can trust that your claims will be paid in a timely and efficient manner.

FAQ: Frequently Asked Questions About Progressive Casualty Insurance

Q: How do I get a quote for insurance?

A: You can get a quote for insurance by visiting Progressive’s website or by contacting one of their independent agents. You will need to provide information about your vehicle, driving history, and coverage needs.

Q: What discounts are available for policyholders?

A: Progressive offers a variety of discounts for policyholders, including discounts for safe driving, multiple policies, and low mileage. They also offer special discounts for students and military personnel.

Q: How can I report a claim?

A: You can report a claim online or by phone 24/7. Progressive’s claims service representatives will guide you through the process and answer any questions you may have.

Q: How long does it take to process a claim?

A: The length of time it takes to process a claim can vary depending on the complexity of the claim and the type of coverage you have. However, Progressive strives to process claims as quickly and efficiently as possible.

Q: How can I pay my insurance premiums?

A: You can pay your insurance premiums online, by phone, or by mail. Progressive also offers automatic payments and paperless billing options.

Conclusion

Choosing an insurance company is an important decision that can have a major impact on your financial security. Progressive Casualty Insurance offers a wide range of coverage options, competitive rates, and excellent customer service. Contact them today to get a quote and start protecting your assets.