If you are looking for dental insurance, you may have come across Principal Dental Insurance. This insurance provider has been around for over 140 years and offers a wide range of dental plans to meet the needs of individuals and families. One of the most important pieces of information to have when considering Principal Dental Insurance is their phone number. In this article, we will share the Principal Dental Insurance phone number along with other important information about this provider.
What is Principal Dental Insurance?
Principal Dental Insurance is a dental insurance provider that offers a variety of dental plans to individuals and families. They are a subsidiary of Principal Financial Group, a Fortune 500 company that provides a range of financial services including retirement and investment solutions. Principal Dental Insurance has been in business for over 140 years and has a strong reputation for their dental insurance offerings.
What dental plans does Principal Dental Insurance offer?
Principal Dental Insurance offers a range of dental plans to meet the needs of individuals and families. These plans include:
Plan Name |
Description |
Indemnity |
A traditional dental plan that allows you to visit any dentist you choose |
Preferred Provider Organization (PPO) |
A plan that offers lower costs for dental services when you visit dentists within the PPO network |
Dental Health Maintenance Organization (DHMO) |
A plan that requires you to choose a primary care dentist who will be your main provider for dental services |
Fee Schedule |
A plan that provides a set fee for each dental service, regardless of the dentist you choose |
What are the benefits of choosing Principal Dental Insurance?
There are several benefits to choosing Principal Dental Insurance, including:
- A wide range of dental plans to meet individual and family needs
- Coverage for preventive care, including cleanings and exams
- Coverage for major dental services, including crowns and bridges
- Access to a large network of participating dentists
- 24/7 customer service support
How to Contact Principal Dental Insurance
If you have questions about Principal Dental Insurance or need to contact them for any reason, you can do so using the following information:
Contact Method |
Contact Details |
Phone |
1-800-247-4695 |
Email |
customerservice@dentalinfo.com |
Mail |
Principal Dental Insurance
P.O. Box 64376
St. Paul, MN 55164-0376 |
When is Principal Dental Insurance customer service available?
Principal Dental Insurance customer service is available 24/7. You can call their customer service line at 1-800-247-4695 any time of the day or night for assistance with your dental insurance needs.
FAQ
Does Principal Dental Insurance offer coverage for orthodontics?
Yes, Principal Dental Insurance offers coverage for orthodontic services. Depending on the plan you choose, you may have coverage for braces, retainers, and other orthodontic treatments.
Can I choose my own dentist with Principal Dental Insurance?
Yes, if you choose the Indemnity or Fee Schedule plan, you can visit any dentist you choose. If you choose the PPO or DHMO plan, you will need to choose a dentist from their network of participating providers.
What is the waiting period for coverage with Principal Dental Insurance?
The waiting period for coverage with Principal Dental Insurance varies depending on the plan you choose. Some plans may have a waiting period of six months or longer for major dental services like crowns and bridges.
Does Principal Dental Insurance offer coverage for cosmetic dentistry?
Principal Dental Insurance typically does not offer coverage for cosmetic dentistry procedures like teeth whitening or veneers. However, some plans may cover cosmetic procedures if they are deemed medically necessary.
Can I change my dental plan with Principal Dental Insurance?
Yes, you can change your dental plan with Principal Dental Insurance during the open enrollment period or if you experience a qualifying life event like a marriage or divorce.
How much does dental insurance from Principal Dental Insurance cost?
The cost of dental insurance from Principal Dental Insurance varies depending on the plan you choose, your location, and other factors. To get an accurate quote, you can visit their website or call their customer service line at 1-800-247-4695.
Does Principal Dental Insurance offer coverage for dental implants?
Yes, Principal Dental Insurance offers coverage for dental implants. However, some plans may have limitations or exclusions for this type of service, so it is important to review your plan details carefully.
Is there a network of participating dentists with Principal Dental Insurance?
Yes, Principal Dental Insurance has a large network of participating dentists. If you choose the PPO or DHMO plan, you will need to select a dentist within their network to receive the maximum benefits.
What is the maximum amount of coverage with Principal Dental Insurance?
The maximum amount of coverage with Principal Dental Insurance varies depending on the plan you choose. Some plans may have an annual maximum benefit of $1,000 or less, while others may offer unlimited coverage for certain services.
Does Principal Dental Insurance offer coverage for dentures?
Yes, Principal Dental Insurance offers coverage for dentures. However, some plans may limit or exclude coverage for this type of service, so it is important to review your plan details carefully.
In conclusion, if you are in need of dental insurance, Principal Dental Insurance is a reputable provider to consider. With a wide range of dental plans, access to a large network of participating dentists, and 24/7 customer service support, they are a reliable choice for individuals and families. To contact Principal Dental Insurance, you can call their customer service line at 1-800-247-4695 or visit their website for more information.
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