Preparing for a Flood: From Flood Insurance to Keeping Your Home Safe

No one expects to find 10 centimeters of water in the living room. Did you know that floods are the number one natural disaster in the United States? Unfortunately, it can happen to anyone and the best thing you can do to protect your family and home is to be prepared. Read on to find out what you can do before this natural disaster hits.

Plan ahead

-Buy flood insurance: Believe it or not, regular home insurance does not cover water damage. Therefore, it is highly recommended that business owners and homeowners purchase flood insurance. Remember, it takes 30 days from your purchase for your flood insurance policy to take effect.

-Build your home in the right place: Don’t build your home and business on low-lying land next to a river. These areas extend from the banks of the river to the walls of the enclosed valley walls. Even if these areas remain dry for years, heavy rainfall can put your home at great risk.

-Take care of electrical appliances: You must raise your HVAC and electrical systems, including the wiring, at least a foot. Doing so will prevent a short circuit and possible fire. Also keep in mind that any electrical components that are submerged in water, even if only for a short time, will need to be replaced.

-Build a barrier: To prevent water from entering your house, you can also build a barrier. You can build a dike of compacted earth or masonry. Masonry is a structure consisting of individual components that are connected to each other. Besides protecting your home, the biggest benefit of these types of barriers is that they don’t change the look of your home.

– Seal your home: place water screens over the windows, doors and other openings. Coat the walls with waterproof sealant as well. Don’t forget to seal all lower areas of your home.

During a thunderstorm

-Be alert: watch or listen to the news. Get constantly updated information, in case you need to leave your home.

– Go to a safe place: you don’t have to wait for instructions to go to higher areas. However, if you decide to stay home, and at some point the authorities determine that an evacuation is necessary, you must leave! If you have time, before you leave, bring in the outdoor furniture and move important items upstairs. And don’t forget to lock your house!

-Be safe: know which areas fill with water faster and try not to drive or walk near them. In addition, avoid any contact with flood water. It is dangerous because it contains chemical waste or waste water. If you come into contact with it for any reason, wash yourself immediately with clean water and soap.

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If you follow these recommendations, you will be prepared for a flood. Remember to always be safe!