When it comes to our furry friends, we want to ensure they receive the best care possible. But veterinary costs can quickly add up, especially when unexpected accidents or illnesses occur. This is where pet insurance comes in, and one of the top providers in the market is Petsbest Insurance.
What is Petsbest Insurance?
Petsbest Insurance is a pet insurance company that offers coverage for dogs and cats. It was founded in 2005 by Dr. Jack Stephens, a veterinarian who saw the need for affordable pet insurance. The company is headquartered in Boise, Idaho, and has a team of experienced pet insurance professionals who are dedicated to helping pet owners find the right coverage for their pets.
How Does Petsbest Insurance Work?
Petsbest Insurance offers a range of plans to choose from, including accident-only coverage, accident and illness coverage, and wellness coverage. Pet owners can customize their plans to fit their budget and their pet’s needs.
Once you have chosen your plan, you can take your pet to any licensed veterinarian in the U.S. and Canada. After your pet receives treatment, you can submit a claim to Petsbest Insurance online, by fax, or by mail. You will then be reimbursed for a portion of the veterinary costs, depending on your plan’s coverage.
What Does Petsbest Insurance Cover?
Petsbest Insurance offers comprehensive coverage for accidents and illnesses, which includes:
- Diagnostic tests and procedures
- Surgery and hospitalization
- Cancer treatment
- Prescription medication
- Alternative therapies
They also offer a wellness plan that covers routine care, such as annual exams, vaccinations, and dental cleanings.
What is Not Covered by Petsbest Insurance?
Like all pet insurance companies, Petsbest Insurance does not cover pre-existing conditions. They also have waiting periods for certain conditions, such as cruciate ligament injuries and hip dysplasia. Additionally, they do not cover cosmetic procedures, such as tail docking and ear cropping.
Why Choose Petsbest Insurance?
There are several reasons why pet owners may choose Petsbest Insurance over other pet insurance providers. These include:
- Customizable plans
- No upper age limit for pets
- Covers hereditary and congenital conditions
- 24/7 customer service
- No network restrictions
How Much Does Petsbest Insurance Cost?
The cost of Petsbest Insurance depends on several factors, including your pet’s age, breed, and location, as well as the coverage you choose. To give you an idea, a basic accident-only plan for a one-year-old mixed breed dog in California starts at around $9 per month, while a comprehensive accident and illness plan for the same dog can cost around $35 per month.
Is Petsbest Insurance Right for You?
Ultimately, whether or not Petsbest Insurance is the right choice for you and your pet will depend on your specific needs and budget. However, if you are looking for a pet insurance provider with customizable plans, comprehensive coverage, and excellent customer service, Petsbest Insurance is definitely worth considering.
Frequently Asked Questions
Question |
Answer |
What is pet insurance? |
Pet insurance is a type of insurance that helps cover the cost of veterinary care for your pet. |
Is pet insurance worth it? |
While pet insurance may not be necessary for every pet owner, it can provide peace of mind and financial protection in case of unexpected accidents or illnesses. |
What is a pre-existing condition? |
A pre-existing condition is any injury or illness that your pet has before you enroll them in a pet insurance plan. |
What is a waiting period? |
A waiting period is the amount of time you must wait after enrolling your pet in a pet insurance plan before you can make a claim for certain conditions. |
Can I use any veterinarian with pet insurance? |
Most pet insurance providers allow you to see any licensed veterinarian in the U.S. and Canada. |
Conclusion
Petsbest Insurance is a reputable pet insurance provider with customizable plans, comprehensive coverage, and excellent customer service. While the cost of coverage will depend on your pet’s age, breed, and location, it is definitely worth considering if you want financial protection and peace of mind for your furry friend.
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