PetPartners Insurance: Your Pet’s Best Friend

As a pet owner, you know how important it is to take care of your furry friend’s health. Pet insurance is a great way to ensure that you can provide the best care for your pet without worrying about the high costs of unexpected medical expenses. In this article, we’ll take a closer look at PetPartners Insurance and how it can help you and your pet.

What is PetPartners Insurance?

PetPartners Insurance is a pet health insurance company that offers coverage for dogs and cats. The company was founded in 2002 and is headquartered in Raleigh, North Carolina. Their mission is to provide peace of mind to pet owners by offering comprehensive and affordable insurance plans for their pets.

One of the unique features of PetPartners Insurance is that they offer customizable plans that allow you to choose the deductible, reimbursement percentage, and annual limit that best suits your needs and budget. This means that you can tailor your coverage to fit your pet’s specific health needs and your financial situation.

How does PetPartners Insurance work?

When you sign up for PetPartners Insurance, you’ll choose a plan that suits your needs and budget. You’ll also need to provide some basic information about your pet, such as their age, breed, and medical history. Once you’re enrolled, you’ll pay a monthly premium to keep your pet insured.

If your pet needs medical treatment, you’ll pay the veterinary bill upfront and then submit a claim to PetPartners Insurance for reimbursement. Depending on your plan, you’ll receive a percentage of the cost back after your deductible is met. PetPartners Insurance typically processes claims within 14 days, so you won’t have to wait long to receive your reimbursement.

What does PetPartners Insurance cover?

PetPartners Insurance offers comprehensive coverage for a wide range of medical conditions and procedures. Here are some of the things that their policies typically cover:

Condition/Procedure
Covered?
Accidents
Yes
Illnesses
Yes
Hospitalization
Yes
Surgery
Yes
Prescription medications
Yes
Cancer treatments
Yes
Dental procedures
Yes
Behavioral therapy
Yes
Alternative therapies
Yes (with some plans)

It’s important to note that pre-existing conditions are typically not covered by pet insurance policies, including those offered by PetPartners Insurance. This means that if your pet has a medical condition that was diagnosed before you signed up for insurance, it may not be covered.

How much does PetPartners Insurance cost?

The cost of PetPartners Insurance depends on a variety of factors, including your pet’s age, breed, and medical history, as well as the deductible, reimbursement percentage, and annual limit you choose. However, here are some sample quotes to give you an idea of what you can expect to pay:

A 2-year-old mixed breed dog with a $500 deductible, 80% reimbursement, and $10,000 annual limit would cost around $30 per month.

A 2-year-old domestic shorthair cat with a $250 deductible, 90% reimbursement, and $5,000 annual limit would cost around $15 per month.

Why choose PetPartners Insurance?

There are many pet insurance companies out there, so why choose PetPartners Insurance? Here are a few reasons:

  1. Customizable plans: With PetPartners Insurance, you can choose a plan that fits your pet’s specific needs and your budget.
  2. High reimbursement rates: PetPartners Insurance offers reimbursement rates up to 90%, which is higher than many other pet insurance companies.
  3. No network restrictions: You can take your pet to any licensed veterinarian, specialist, or emergency clinic in the US or Canada, which gives you more flexibility when it comes to choosing a provider.
  4. No lifetime or per-incident limits: PetPartners Insurance does not impose any limits on the amount of money you can claim over the lifetime of your pet, or the amount you can claim for a single incident.
  5. 24/7 customer service: PetPartners Insurance has a team of customer service representatives available 24/7 to help you with any questions or concerns you may have.

FAQs

Does PetPartners Insurance cover pre-existing conditions?

No, pre-existing conditions are typically not covered by pet insurance policies, including those offered by PetPartners Insurance. This means that if your pet has a medical condition that was diagnosed before you signed up for insurance, it may not be covered.

How long does it take to get reimbursed by PetPartners Insurance?

PetPartners Insurance typically processes claims within 14 days, so you won’t have to wait long to receive your reimbursement.

Can I choose my own veterinarian with PetPartners Insurance?

Yes, you can take your pet to any licensed veterinarian, specialist, or emergency clinic in the US or Canada, which gives you more flexibility when it comes to choosing a provider.

What kind of pets does PetPartners Insurance cover?

PetPartners Insurance provides coverage for dogs and cats.

What is the maximum coverage limit with PetPartners Insurance?

The maximum annual limit you can select with PetPartners Insurance is $30,000.

Is PetPartners Insurance available in all states?

PetPartners Insurance is available in all 50 states and the District of Columbia.

Conclusion

PetPartners Insurance is a great option for pet owners who want to ensure that their furry friends receive the best care possible without worrying about the high costs of unexpected medical expenses. With customizable plans, high reimbursement rates, and no network restrictions or limits, PetPartners Insurance offers peace of mind and flexibility. If you’re considering pet insurance, be sure to check out PetPartners Insurance and see if it’s the right fit for you and your pet.