Pet Insurance USAA

Having a pet comes with a lot of responsibilities, including proper care and attention. However, sometimes unforeseen events happen, and your furry friend may need medical care. That’s where pet insurance comes in handy. USAA is one of the companies that provide pet insurance services. In this article, we will discuss everything you need to know about pet insurance USAA.

What is Pet Insurance?

Pet insurance is a type of insurance that covers medical expenses in case your pet gets sick or injured. It works similarly to health insurance for humans. You pay a monthly or annual premium, and the insurance company covers a portion of your pet’s medical bills in case of an emergency.

Pet insurance can provide peace of mind to pet owners, knowing that their pets are protected in case of an unforeseen event. It also helps pet owners avoid financial difficulties that may arise from unexpected medical expenses.

What Does Pet Insurance Cover?

Pet insurance policies vary depending on the insurance company and the plan you choose. However, most pet insurance policies cover the following:

Medical Expenses
Accidents and Injuries
Diagnostic tests
Broken bones
Prescription medications
Wounds and cuts
Chronic diseases
Treatment and surgery
Hereditary conditions

What Does Pet Insurance USAA Cover?

USAA offers pet insurance policies that cover the following:

Accidents and Illnesses
Cancer Treatments
Breeding Risks
Medical Conditions
Ingesting foreign objects
Death or illness during breeding
Broken bones
Radiation therapy
Pre-existing medical conditions
Eating toxic substances
Behavioral issues
Eye infections

Why Choose Pet Insurance USAA?

USAA is a reputable insurance company that has been in business for over 90 years. It is known for providing excellent customer service and offering affordable insurance policies. Here are some reasons why you may choose pet insurance USAA:

1. Comprehensive Coverage

Pet insurance USAA offers comprehensive coverage for accidents, illnesses, and diseases. It covers a wide range of medical expenses, including diagnostic tests, treatment, and surgery.

2. Affordable Premiums

USAA offers insurance policies at an affordable cost. You can customize your policy to fit your budget and pet’s needs.

3. Excellent Customer Service

USAA is known for its excellent customer service. Its representatives are available 24/7 to answer your questions and provide assistance. You can file a claim online or over the phone.

4. Discounts

USAA offers discounts for multiple pets and military families. You can save up to 25% on your premiums if you insure multiple pets.


1. How Much Does Pet Insurance USAA Cost?

Pet insurance USAA premiums vary depending on the plan you choose, your pet’s age, breed, and location. The average cost of pet insurance USAA is around $30-$40 per month.

2. Does Pet Insurance USAA Cover Pre-existing Conditions?

No, pet insurance USAA does not cover pre-existing conditions. However, if your pet has a curable condition, you can get coverage after 12 months of continuous treatment without any recurrence of symptoms.

3. How Can I File a Claim?

You can file a claim online or over the phone. You will need to provide your pet’s medical records and the details of the treatment provided. USAA will review your claim and reimburse you for the covered expenses.

4. How Long Does It Take to Get Reimbursed?

The reimbursement time varies depending on the insurance company and the claim. Pet insurance USAA usually reimburses the claim within 5-7 business days after receiving all the necessary documents.

5. Can I Choose My Veterinarian?

Yes, pet insurance USAA allows you to choose any licensed veterinarian in the United States. However, you may get a higher reimbursement if you choose a veterinarian within USAA’s network.


Pet insurance USAA is an excellent option for pet owners who want to protect their pets from unforeseen medical expenses. It offers comprehensive coverage at an affordable cost and excellent customer service. However, it is essential to read the policy details carefully before purchasing a plan and understand the exclusions and limitations. With pet insurance USAA, you can have peace of mind knowing that your furry friend is protected in case of an emergency.