Ocean Harbor Insurance Company: Your Partner in Protecting What Matters

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Since its founding in 1994, Ocean Harbor Insurance Company has been committed to providing its clients with exceptional insurance coverage and superior customer service. With a wide range of policies covering everything from cars to boats to homes, the company has become a trusted partner for individuals and families across the United States.

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About Ocean Harbor Insurance Company

Ocean Harbor Insurance Company is a privately owned company that specializes in issuing non-standard automobile insurance policies in the state of Florida. Its policies are sold through independent agents and brokers.

The company is licensed to operate in 17 states in the US, including Florida, Georgia, Texas, and New York. Ocean Harbor is headquartered in Coral Gables, Florida, and has regional offices throughout the country.

The Company’s Mission

Ocean Harbor Insurance Company’s mission is to provide affordable, reliable insurance coverage to individuals and families throughout the United States. The company strives to deliver superior customer service and to build lasting relationships with its clients.

The Company’s Values

Ocean Harbor Insurance Company is committed to the following core values:

  • Integrity: The company operates with the highest ethical standards and is committed to transparency and honesty in all its dealings.
  • Customer Focus: Ocean Harbor puts its customers first, striving to understand their needs and provide them with personalized insurance solutions.
  • Excellence: The company is dedicated to providing exceptional insurance coverage and customer service, and is committed to continuous improvement.
  • Innovation: Ocean Harbor embraces new technologies and strategies to stay ahead of the changing needs of its customers.

Types of Insurance Policies Offered by Ocean Harbor Insurance Company

Ocean Harbor Insurance Company offers a wide range of insurance policies to meet the needs of its clients. These include:

Automobile Insurance

Ocean Harbor’s automobile insurance policies provide coverage for bodily injury, property damage, and personal injury protection. The company offers policies for both personal and commercial vehicles, as well as policies tailored to meet the needs of drivers with a poor driving record or other risk factors.

Its policies also cover uninsured and underinsured motorists, as well as medical payments and comprehensive and collision coverage.

Boat Insurance

Ocean Harbor’s boat insurance policies provide coverage for damage to the boat, as well as liability protection for injuries or damage caused by the boat. The policies cover a variety of watercraft, from small boats to yachts.

In addition to basic coverage, Ocean Harbor offers a range of riders and endorsements, including coverage for fishing equipment, personal effects, and emergency towing.

Homeowner’s Insurance

Ocean Harbor’s homeowner’s insurance policies provide coverage for damage to the home and personal property, as well as liability protection for injuries or damage caused by the homeowner or their guests. The company offers policies for both single-family homes and condominiums, as well as policies tailored to meet the needs of high-value homes.

In addition to basic coverage, Ocean Harbor offers a range of riders and endorsements, including coverage for jewelry, fine art, and other valuables.

Benefits of Choosing Ocean Harbor Insurance Company

There are many benefits to choosing Ocean Harbor Insurance Company as your insurance provider. These include:

Affordable Rates

Ocean Harbor Insurance Company offers some of the most competitive rates in the industry, making it an affordable option for individuals and families looking for quality insurance coverage.

Flexible Payment Options

The company offers flexible payment plans, including monthly, quarterly, and annual payment options, to make it easy for clients to manage their insurance premiums.

24/7 Claims Service

Ocean Harbor Insurance Company offers 24/7 claims service, so clients can report a claim anytime, day or night. The company’s claims representatives are dedicated to providing the highest level of customer service and support.

Dedicated Agency Support

Ocean Harbor Insurance Company works with independent agents and brokers throughout the country to provide clients with personalized service and support. These agents are knowledgeable about Ocean Harbor’s policies and can help clients select the right coverage for their needs.

FAQ

Question
Answer
What states does Ocean Harbor Insurance Company operate in?
Ocean Harbor Insurance Company is licensed to operate in 17 states, including Florida, Georgia, Texas, and New York.
What types of insurance policies does Ocean Harbor Insurance Company offer?
Ocean Harbor Insurance Company offers a wide range of insurance policies, including automobile, boat, and homeowner’s insurance.
What are the core values of Ocean Harbor Insurance Company?
The core values of Ocean Harbor Insurance Company include integrity, customer focus, excellence, and innovation.
Does Ocean Harbor Insurance Company offer affordable rates?
Yes, Ocean Harbor Insurance Company offers some of the most competitive rates in the industry, making it an affordable option for individuals and families looking for quality insurance coverage.
Does Ocean Harbor Insurance Company offer flexible payment options?
Yes, Ocean Harbor Insurance Company offers flexible payment plans, including monthly, quarterly, and annual payment options, to make it easy for clients to manage their insurance premiums.

Conclusion

Ocean Harbor Insurance Company is a trusted and reliable insurance provider that has been serving clients across the United States for over 25 years. With a wide range of insurance policies and exceptional customer service, the company is committed to protecting what matters most to its clients.

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