How to Cancel My Progressive Insurance

Are you considering cancelling your Progressive insurance policy? There could be many reasons why, such as finding a better rate or getting a new policy with more coverage. Whatever the reason, cancelling an insurance policy is a simple process. In this article, we’ll guide you through the steps to cancel your Progressive insurance policy and answer some common questions you might have.

Step 1: Understand Your Policy

Before you cancel your Progressive insurance policy, it’s important to understand the terms of your policy. You should review your policy documents to see if there are any cancellation fees or penalties. Some insurance companies charge a fee for cancelling your policy before the expiration date, so be sure to check if this applies to you.

You should also be aware of any refunds you might be entitled to. If you’ve paid your premium in advance, you might be eligible for a partial refund for the remaining period of your policy. You’ll need to contact Progressive to find out how much you’re entitled to and how you’ll receive the refund.

Additionally, make sure you have a new insurance policy in place before cancelling your Progressive policy to avoid any lapses in coverage.

Step 2: Contact Progressive

Once you’ve reviewed your policy and are ready to cancel your Progressive insurance, you’ll need to contact the company. You can do this in several ways:

• Call the customer service number: 1-800-776-4737
• Log in to your online account and submit a cancellation request
• Visit a local Progressive agent’s office

When you contact Progressive, have your policy number and personal information ready. You’ll need to provide this information to the representative handling your cancellation request.

Step 3: Confirm the Cancellation

After you’ve submitted your cancellation request, it’s important to confirm that your policy has been cancelled. You should receive confirmation from Progressive within a few days of submitting your request. If you don’t receive confirmation, follow up with Progressive to ensure that your policy has been cancelled.

It’s also important to check your bank account or credit card statement to ensure that no further premiums have been charged. If you notice any charges, contact Progressive immediately to resolve the issue.

FAQ

Can I cancel my Progressive insurance policy at any time?

Yes, you can cancel your Progressive insurance policy at any time. However, you might be subject to cancellation fees or penalties, depending on the terms of your policy.

Will I receive a refund if I cancel my Progressive insurance policy?

If you’ve paid your premium in advance, you might be eligible for a partial refund for the remaining period of your policy. You’ll need to contact Progressive to find out how much you’re entitled to and how you’ll receive the refund.

Can I cancel my Progressive policy online?

Yes, you can submit a cancellation request through your online account. Simply log in and follow the instructions to submit your request.

How long does it take to cancel my Progressive insurance policy?

It typically takes a few days for Progressive to process your cancellation request and confirm that your policy has been cancelled. If you don’t receive confirmation within a few days, follow up with Progressive to ensure that your policy has been cancelled.

Will cancelling my Progressive policy affect my credit score?

No, cancelling your Progressive policy shouldn’t affect your credit score. However, if you have outstanding balances on your policy, this could affect your credit score if you don’t make payments on time.

Conclusion

Cancelling your Progressive insurance policy is a simple process, but it’s important to understand the terms of your policy and any fees or penalties that might apply. By following the steps outlined in this article, you can cancel your policy with confidence and ensure that you have a new policy in place to avoid any lapses in coverage.