Hawk-i Insurance: Affordable Health Insurance for Iowa Children and Families

Hawk-i insurance, also known as Healthy and Well Kids in Iowa, is a low-cost health insurance program for children and families in Iowa. It provides quality health care coverage for children under the age of 19 who are uninsured or underinsured, and whose families meet income guidelines. In this article, we’ll explore the benefits of hawk-i insurance, eligibility requirements, enrollment procedures, and frequently asked questions.

Benefits of Hawk-i Insurance

Hawk-i insurance provides comprehensive coverage for a wide range of health care services, including:

Category
Services Covered
Preventative Care
Check-ups, immunizations, screenings
Doctor Visits
Primary care, specialist visits
Prescription Drugs
Generic and brand-name medications
Hospitalization
Inpatient and outpatient care
Dental Care
Exams, cleanings, fillings, extractions
Mental Health Care
Counseling, therapy, medication management
Vision Care
Eye exams, glasses, contacts

With hawk-i insurance, you won’t have to worry about expensive medical bills or going without necessary health care services. You can rest easy knowing that your child’s health care needs are covered.

Eligibility for Hawk-i Insurance

To be eligible for hawk-i insurance, your child must meet the following criteria:

  • Be under the age of 19
  • Be a resident of Iowa
  • Be a U.S. citizen, qualified alien, or non-citizen with satisfactory immigration status
  • Have no other health insurance coverage that provides the same benefits as hawk-i insurance
  • Meet income guidelines based on family size and income

The income guidelines are based on a percentage of the federal poverty level (FPL). For example, a family of four must have a household income of $52,400 or less to be eligible for hawk-i insurance.

Enrollment Procedures

To enroll in hawk-i insurance, you can apply online, by mail, or by phone. The enrollment process is easy and straightforward, and you’ll need to provide basic information about your family and income. You’ll also need to provide documentation to verify your income, such as a recent pay stub or tax return.

Once you’re approved for hawk-i insurance, you’ll receive an insurance card and a welcome packet in the mail. You’ll also be assigned a primary care provider, who will be your child’s main doctor for routine check-ups and medical care.

Frequently Asked Questions

How much does hawk-i insurance cost?

The cost of hawk-i insurance varies based on your family’s income and the number of children covered. The monthly premium can be as low as $0, and the maximum premium is $40 per child per month.

Can my child see any doctor or dentist with hawk-i insurance?

With hawk-i insurance, your child can choose any doctor or dentist who accepts hawk-i insurance. However, it’s important to choose a primary care provider who can coordinate your child’s care and refer them to specialists if needed.

How long does hawk-i insurance coverage last?

Hawk-i insurance coverage lasts for one year from the date of enrollment. You’ll need to renew your coverage every year to continue receiving benefits.

What happens if my child’s income or family situation changes?

If your child’s income or family situation changes, you must report the changes to the hawk-i insurance program within 10 days. Depending on the changes, your child’s eligibility and premium may be adjusted.

Can adults receive hawk-i insurance?

No, hawk-i insurance is only available for children under the age of 19. However, there are other health insurance programs available for adults in Iowa, such as Medicaid and the Affordable Care Act.

Conclusion

Hawk-i insurance is a valuable resource for Iowa families who need affordable health care coverage for their children. It provides comprehensive coverage for a wide range of health care services, and the enrollment process is easy and straightforward. If you’re interested in enrolling your child in hawk-i insurance, visit the program’s website or speak with a representative to learn more.