Get to know Hammer Insurance Services

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Choosing an insurance provider may seem daunting, but with Hammer Insurance Services, it doesn’t have to be. We offer a variety of insurance options to protect you and your assets. Whether you are in need of auto, home, life, or business insurance, we have you covered. Our team of experienced professionals is dedicated to helping you find the best policy to fit your needs and budget. Keep reading to learn more about Hammer Insurance Services.

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Our History

Hammer Insurance Services has been providing quality insurance coverage since 1989. Over the years, we have built a reputation for excellent customer service and reliability. Our founder, John Hammer, began the company with a mission to provide affordable insurance solutions to the community. We have since grown to serve customers throughout the state of California.

Our goal has always been to help our clients protect their assets and ensure their peace of mind. We understand that accidents and unexpected events can happen in life, and we want to help you be prepared for anything that comes your way. By offering a range of insurance options, we strive to provide our clients with the coverage they need to feel secure.

Auto Insurance

At Hammer Insurance Services, we know the importance of protecting your vehicle. Whether you use your car for commuting or leisure, having the right coverage is essential. We offer a variety of auto insurance options to fit your needs and budget.

Our policies cover liability, collision, comprehensive, and uninsured motorist coverage. We also offer additional coverage options for roadside assistance, rental cars, and more. Our team of professionals will work with you to find the best policy for your vehicle.

FAQ

Question
Answer
What is liability coverage?
Liability coverage helps pay for any damages or injuries you may cause to others while driving your vehicle.
What is collision coverage?
Collision coverage helps pay for any damages to your vehicle in the event of an accident.
What is comprehensive coverage?
Comprehensive coverage helps pay for any damages to your vehicle that are not caused by an accident, such as theft, fire, or vandalism.
What is uninsured motorist coverage?
Uninsured motorist coverage helps cover any damages or injuries that you may sustain in an accident caused by an uninsured driver.

Home Insurance

Your home is likely one of your most valuable assets. Protecting it with the right insurance coverage is crucial. At Hammer Insurance Services, we offer a variety of home insurance policies to fit your needs.

Our policies cover damage to your home and personal belongings, liability coverage, and additional living expenses in the event that you are unable to stay in your home due to damage. We also offer optional coverage for things like earthquakes and floods.

FAQ

Question
Answer
What does home insurance cover?
Home insurance typically covers damage to your home and personal belongings, liability coverage, and additional living expenses in the event that you are unable to stay in your home due to damage.
What is earthquake coverage?
Earthquake coverage helps cover any damages to your home that are caused by an earthquake.
What is flood coverage?
Flood coverage helps cover any damages to your home that are caused by flooding.

Life Insurance

Life insurance is an important part of planning for your future. At Hammer Insurance Services, we offer a variety of life insurance policies to fit your needs and budget.

Our policies provide coverage in the event of your death, and can be used to pay for funeral expenses, debts, and other expenses. We offer term life insurance, whole life insurance, and universal life insurance options to fit your needs.

FAQ

Question
Answer
What is life insurance?
Life insurance is a type of insurance policy that provides coverage in the event of your death.
What is term life insurance?
Term life insurance provides coverage for a set period of time, typically between 10 and 30 years.
What is whole life insurance?
Whole life insurance provides coverage for your entire life, and also builds cash value over time.
What is universal life insurance?
Universal life insurance provides flexibility in premium payments and death benefits, and also allows for cash value accumulation.

Business Insurance

As a business owner, protecting your company is essential. At Hammer Insurance Services, we offer a range of business insurance options to fit your needs and budget.

We offer general liability insurance, commercial property insurance, workers’ compensation, and more. Our team of professionals will work with you to determine the best policy for protecting your business and employees.

FAQ

Question
Answer
What is general liability insurance?
General liability insurance provides coverage for injuries and property damage caused by your business to others.
What is commercial property insurance?
Commercial property insurance provides coverage for damages to your business property caused by events such as fire, theft, or vandalism.
What is workers’ compensation insurance?
Workers’ compensation insurance provides coverage for medical expenses and lost wages for employees who are injured on the job.

Our Customer Service

At Hammer Insurance Services, we pride ourselves on our dedication to excellent customer service. Our team of professionals is knowledgeable, friendly, and always available to answer your questions and concerns.

We understand that insurance can be complicated, which is why we strive to make the process as easy and stress-free as possible. We will work with you to find the best policy for your needs and budget, and will always be available to assist you with any claims or changes to your policy.

Why Choose Hammer Insurance Services?

There are many insurance providers out there, but Hammer Insurance Services stands out for our commitment to our customers. We offer a wide range of insurance options to fit your needs, and our team of professionals will work with you to find the best policy for your budget. We are dedicated to providing excellent customer service, and will always be available to answer your questions and concerns.

Don’t wait to protect yourself and your assets. Contact Hammer Insurance Services today to get started on finding the right insurance policy for you.

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